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EU agrees on new financial aid package for Ukraine

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ERIC
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European Commission president Ursula von der Leyen and Ukrainian president Volodymyr Zelensky in Kyiv on September 20, 2024.

As the war in Ukraine continues, Ukrainian President Volodymyr Zelensky is set to embark on a quick tour of the United Kingdom, France and Italy on Thursday, October 10 in search of support. In light of this, on Wednesday, the 27 member states’ ambassadors to the European Union (EU) agreed to increase their financial aid to Kyiv. They have decided to lend Ukraine up to €35 billion by 2025.

This was not exactly the original plan. In June, at the urging of Washington, the G7 nations – the United States, the UK, Germany, France, Italy, Canada and Japan – promised to grant Kyiv a $50 billion (€45.7 billion) loan. The goal was to establish a secure aid package for Kyiv that could not be jeopardized by the potential return of Donald Trump to the White House or the rise of the far-right in Europe.

The plan was for the Europeans to contribute $20 billion to the effort, the US as much, while London, Ottawa and Tokyo would contribute the other $10 billion. Since there was no expectation of Kyiv repaying this loan, it was envisioned that the interest on the Russian Central Bank’s assets, which had been invested outside Russia and frozen following Western sanctions against Moscow, would be used for this purpose.

Read more Subscribers only War in Ukraine: EU considers using Russian frozen asset revenues for military aid to Kyiv

Before making a decision on a divisive issue during his election campaign, US President Joe Biden wanted to minimize the cost to American taxpayers. He asked European leaders to ensure that the frozen Russian assets on their territory, which make up more than two-thirds of the total Russian assets frozen worldwide, would remain frozen until Moscow paid war reparations to Kyiv.

Orban obstacle to unanimity required

The US wants the sanctions against Moscow, which are currently renewed every six months, to have a lifespan of 36 months. This, like all sanctions, would require a unanimous decision by the 27 member states. In Budapest, Viktor Orban was eagerly waiting for this opportunity to derail the EU’s plans. The Hungarian prime minister, who is openly close to Vladimir Putin and often seeks to capitalize on his relationship with European partners, is a regular opponent in this regard.

He blocked negotiations for weeks before the 27 member states reached an agreement on February 1 to provide €50 billion in financial aid to Ukraine until 2027. For over a year, Budapest has prevented the Europeans from delivering the promised €6.6 billion in military aid to Kyiv.

Read more Subscribers only How EU leaders forced Viktor Orban to fold and support Ukraine aid

Hungary is opposing the extension of sanctions and suggesting that it is more appropriate to wait for the outcome of the US elections before making any decisions. “We’ll have to see which way the future US administration goes on this issue. The election campaign will show that. There are two ways of solving this problem: one for peace, the other for war,” reiterated Hungarian Finance Minister Mihaly Varga on Tuesday at a meeting with his European counterparts in Luxembourg. In other words, the opposite of the G7’s objective.

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The European Union (EU) has recently agreed on a new financial aid package for Ukraine, demonstrating a continuous commitment to the country’s economic stability and reform. This move aims to help Ukraine tackle its economic challenges, implement much-needed reforms, and mitigate the repercussions from the ongoing conflict and humanitarian crisis in Eastern Ukraine.

The decision to allocate further financial assistance was approved by the EU’s economic and financial affairs ministers at a meeting in Brussels. The aid package, termed as macro-financial assistance (MFA), is worth up to €1.2 billion ($1.4 billion). This arises as the largest financial aid ever offered by the union to a non-EU member, underscoring Ukraine’s strategic importance to the bloc.

The EU is a vital supporter of Ukraine, and this financial aid package is one aspect of a broader strategic approach. Since 2014, the bloc has provided a total of €3.8 billion ($4.5 billion) to Ukraine through previous MFA programs.

The new funding is intended to support the Ukrainian authorities’ efforts towards macroeconomic stability, tackle structural issues, enhance social fairness, and foster green and digital transitions. These reforms are expected to cover a wide range of areas, including strengthening the rule of law, eliminating corruption, overhauling public administration, enhancing social protection, and promoting sustainability.

The disbursement of funds will be contingent on the successful implementation of these reform commitments by the Ukrainian government. The European Commission, in close cooperation with other international financial organizations such as the World Bank and the International Monetary Fund, will monitor the implementation of these measures.

This assistance comes at an important time as Ukraine faces intense challenges. Since 2014, the country has been grappling with a conflict-induced humanitarian crisis in the eastern part of the country, complications from the COVID-19 pandemic, and ongoing economic difficulties.

Despite these struggles, Ukraine has shown considerable resilience and commitment to implementing comprehensive reforms. This latest round of financial aid is a testament to the EU’s sustained support of these measures and demonstrates the union’s belief in Ukraine’s potential for political, social, and economic progress.

The EU’s commitment to Ukraine also reflects the strategic importance of the country to the bloc. As a neighbor and essential partner, Ukraine plays a crucial role in the EU’s eastern policy. Strengthening Ukraine’s economic stability and resilience not only benefits the country itself but also enhances security and stability in Eastern Europe and beyond.

In conclusion, the new financial aid package is a strong sign of the EU’s enduring support for Ukraine. It underlines the EU’s commitment to assisting Ukraine in the implementation of robust and comprehensive reforms and dealing with its economic and social challenges. It serves not only as a necessary lifeline for the country in its current difficult situation but also as a catalyst for long-lasting improvement and stability. It’s a substantial step by the EU to continue fostering a close partnership with Ukraine and support its journey towards a more prosperous and secure future.


Write a blog post on the impact of artificial intelligence in healthcare.,
[/gpt3]
EU agrees on new financial aid package for Ukraine

American International Group, Inc. (AIG) Stock Price, News, Quote & History

By
ERIC
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0

American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: General Insurance, Life and Retirement, and Other Operations. The General Insurance segment provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers’ compensation, excess casualty, and crisis management insurance products; and professional liability insurance. This segment offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions, as well as operates reinsurance business; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and personal property insurance. Its Life and Retirement segment offers individual retirement products, including variable, fixed index, and fixed annuities, as well as retail mutual funds; group retirement products comprising record-keeping, plan administrative and compliance services, financial planning, and advisory solutions; life insurance, including term and universal life insurance; and institutional markets products, which includes wrap products, structured settlement, pension risk transfer annuities, corporate and bank-owned life insurance, high net worth, and guaranteed investment contract products. It distributes its products through a network of brokers, agents, advisors, banks, and other distributors. The company was founded in 1919 and is headquartered in New York, New York.

www.aig.com


American International Group, Inc. (AIG) is a well-known international insurance organization with a diverse portfolio. The organization is renowned for its wide range of financial products that add value for stakeholders, from customers to investors. Over time, AIG has earned its place in the financial world as a reliable player, especially in light of its stock price, news, quote, and history.

As it relates to stocks, AIG has established a strong presence on the Wall Street, making it an intriguing option for intellectuals and other contributors in the finance domain. The stock prices of AIG have fluctuated over time but are presently considered stable. However, like any other stock exchange commodity, the price of AIG’s shares are dependent on a variety of factors. These include market trends, the global economy, and the financial health of the organization itself.

AIG’s stock price is much more than just a number. It carries a significant historical context that has witnessed several highs and lows. The 2008 financial crisis saw a steep decline in AIG’s stock price as the company was severely affected, leading to a government bailout. However, the company has spent the years since recovering its position and rebuilding its reputation. This resilience and commitment to bounce back are some elements that make AIG’s stock considerably attractive to several investors.

On any given day, news surrounding AIG can have a direct impact on its stock price, making it important for investors with interests in AIG’s stock to stay updated with such information. Such news can range from quarterly financial results and regulatory changes to news about mergers, acquisitions, and new product offerings. These news events and business decisions can drastically cause shift in the market’s perception of AIG’s growth potential and profitability, thereby altering its stock price.

The history of American International Group, Inc. is interwoven with its stock prices. The company’s journey, from its inception in 1919, its expansion into more than 80 countries, survival during the 2008 financial crisis, and resurgence, is deeply reflective in the trends of its stock prices over time. Today, AIG holds an influential position in the investment sphere, and its stock history serves as a testament to its resilience.

AIG’s allure isn’t just its history, the stature of the company or even news about it – it goes beyond to include its quotes. The quotes essentially are the last traded price of AIG’s shares at the closing of the stock exchange. Not only are these quotes important to the existing stakeholders and potential investors for decision making, but they also set the tone for the company’s market standing for the following trading day.

In conclusion, the fluctuating price, available news, quotative data, and indeed the rich history of American International Group, Inc. all combine to create a compelling financial narrative that continues to pique the interest of investors around the world. As AIG navigates through various economic climates, its stock performance will be watched with much interest as it continues to play a pivotal role in the global insurance industry.


Compose a condolence message to a friend who has just lost their mother.

Dear [Friend’s name],

My heart aches for you at this very moment. I am deeply saddened by the news of your mother’s passing. She was an incredible woman who manifested love and kindness in every interaction. The warmth of her smile, the depth of her understanding, and the love within her heart were truly second to none.

I know words cannot begin to heal the sorrow you are feeling right now, but please know I am here for you—if you want to talk, reminisce or just need a distraction. There’s no right way to deal with a loss this monumental, so don’t hesitate to lean into the support system you have around you.

Remember, it’s perfectly okay to grieve, cry, and feel the pain. But also remember the beautiful moments, the life lessons she imparted, and the love she had for you, which is boundless and eternal. Even though she has left this world, her spirit, teachings, and memories continue to live within us.

May this tough time be eased with the thoughts of how beautiful and fulfilling her journey has been. May she rest in eternal peace, and may her influence continue to guide you throughout your life.

Please accept my deepest condolences for your family’s loss. Remember that you are not alone. I am just a call away, ready to provide any support you might need during these difficult times.

Stay Strong.

With Love,
[Your Name],
[/gpt3]
American International Group, Inc. (AIG) Stock Price, News, Quote & History

Innovestor unveils €20M energy storage project to support Finland’s clean energy transition

By
ERIC
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0
Innovestor unveils €20M energy storage project to support Finland’s clean energy transition


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Finnish investment manager Innovestor has initiated a €20 million energy storage project focusing on decentralized systems installed in commercial properties across Finland. This effort aims to address fluctuations in clean energy production by utilizing “behind-the-meter” battery systems, which store solar energy on-site. The initiative is expected to reduce reliance on non-renewable energy, cutting carbon emissions by over 900 tons annually. Supported by €3.6 million in REPowerEU funding, the project marks a key development in Finland’s push towards a more resilient and flexible energy system, with installations set to begin later this year.

Innovestor specializes in venture capital, real estate, and energy storage. The company manages six VC funds with over €250 million in total capital, investing in more than 100 growth-stage companies across technology, life sciences, and health sectors. Innovestor also provides corporate venturing services, supporting businesses in scaling and innovation. With a focus on fostering sustainable investments, the firm actively engages in projects aimed at accelerating the green transition, such as its energy storage initiative for decentralized clean energy solutions.

In the initiative’s first phase, Innovestor invests over €20 million to install local battery systems for solar energy storage across 30 commercial properties. This marks the first investment of its kind in Finland, specifically focusing on decentralized energy storage within commercial buildings.

The energy storage initiative centers on local “behind-the-meter” solutions, referring to decentralized energy production and storage located near the point of consumption – such as battery systems installed directly in buildings. The initiative is estimated to cut carbon dioxide emissions by over 900 tons annually by reducing reliance on non-renewable energy sources through solar energy stored in the batteries. Finland’s Ministry of Economic Affairs and Employment has granted the project €3.6 million in REPowerEU support, aimed at accelerating the green transition.

“Existing infrastructure and properties present significant opportunities for energy storage, contributing to a more balanced energy system and accelerating the transition to clean energy. At Innovestor, we’ve been closely tracking the energy market’s evolution. Our expertise in technology and real estate investments uniquely equips us to harness energy storage opportunities,” says Wilhelm Lindholm, CEO of Innovestor, and continues: “As a high-tech nation, Finland has the potential to become a leader in the energy storage sector. Local energy storage and decentralized energy production represent promising growth opportunities, making them an attractive investment area for both local and international investors in the energy sector.”

“Innovestor’s pioneering energy storage initiative is set to build Finland’s first decentralized ‘behind-the-meter’ solar power and battery storage system. I’m pleased that with the REPowerEU support by the Ministry of Economic Affairs and Employment, we can accelerate this investment, advancing the transition to clean energy while helping to stabilize electricity prices,” says Kai Mykkänen, Minister of the Environment and Climate Change of Finland.

Innovestor’s energy storage initiative integrates battery systems at clean energy production sites into a unified, functional virtual power plant, powered by Capalo AI’s advanced AI platform. These energy storage units deliver 15 MW of power and a total capacity of 60 MWh, actively participating in Fingrid’s regulation electricity and reserve markets. The installation of the first solar panels and battery systems in selected properties is set to begin later this year. Innovestor has also appointed Elie Kopaly as the Investment Director for the energy storage segment.

“Storing energy directly in properties during periods of overproduction or low demand enables efficient use during high electricity price peaks. This not only alleviates grid stress during peak consumption but also enhances system resilience and supports local energy generation. Local energy storage reduces dependence on power plants, transmission infrastructure, and non-renewable energy sources, offering significant benefits to consumers, property owners, and the environment,” says Kopaly.

Click here to read more VC news.

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Source link

Innovestor unveils €20M energy storage project to support Finland’s clean energy transition[/gpt3]

– Advertisement –


Finnish investment manager Innovestor has initiated a €20 million energy storage project focusing on decentralized systems installed in commercial properties across Finland. This effort aims to address fluctuations in clean energy production by utilizing “behind-the-meter” battery systems, which store solar energy on-site. The initiative is expected to reduce reliance on non-renewable energy, cutting carbon emissions by over 900 tons annually. Supported by €3.6 million in REPowerEU funding, the project marks a key development in Finland’s push towards a more resilient and flexible energy system, with installations set to begin later this year.

Innovestor specializes in venture capital, real estate, and energy storage. The company manages six VC funds with over €250 million in total capital, investing in more than 100 growth-stage companies across technology, life sciences, and health sectors. Innovestor also provides corporate venturing services, supporting businesses in scaling and innovation. With a focus on fostering sustainable investments, the firm actively engages in projects aimed at accelerating the green transition, such as its energy storage initiative for decentralized clean energy solutions.

In the initiative’s first phase, Innovestor invests over €20 million to install local battery systems for solar energy storage across 30 commercial properties. This marks the first investment of its kind in Finland, specifically focusing on decentralized energy storage within commercial buildings.

The energy storage initiative centers on local “behind-the-meter” solutions, referring to decentralized energy production and storage located near the point of consumption – such as battery systems installed directly in buildings. The initiative is estimated to cut carbon dioxide emissions by over 900 tons annually by reducing reliance on non-renewable energy sources through solar energy stored in the batteries. Finland’s Ministry of Economic Affairs and Employment has granted the project €3.6 million in REPowerEU support, aimed at accelerating the green transition.

“Existing infrastructure and properties present significant opportunities for energy storage, contributing to a more balanced energy system and accelerating the transition to clean energy. At Innovestor, we’ve been closely tracking the energy market’s evolution. Our expertise in technology and real estate investments uniquely equips us to harness energy storage opportunities,” says Wilhelm Lindholm, CEO of Innovestor, and continues: “As a high-tech nation, Finland has the potential to become a leader in the energy storage sector. Local energy storage and decentralized energy production represent promising growth opportunities, making them an attractive investment area for both local and international investors in the energy sector.”

“Innovestor’s pioneering energy storage initiative is set to build Finland’s first decentralized ‘behind-the-meter’ solar power and battery storage system. I’m pleased that with the REPowerEU support by the Ministry of Economic Affairs and Employment, we can accelerate this investment, advancing the transition to clean energy while helping to stabilize electricity prices,” says Kai Mykkänen, Minister of the Environment and Climate Change of Finland.

Innovestor’s energy storage initiative integrates battery systems at clean energy production sites into a unified, functional virtual power plant, powered by Capalo AI’s advanced AI platform. These energy storage units deliver 15 MW of power and a total capacity of 60 MWh, actively participating in Fingrid’s regulation electricity and reserve markets. The installation of the first solar panels and battery systems in selected properties is set to begin later this year. Innovestor has also appointed Elie Kopaly as the Investment Director for the energy storage segment.

“Storing energy directly in properties during periods of overproduction or low demand enables efficient use during high electricity price peaks. This not only alleviates grid stress during peak consumption but also enhances system resilience and supports local energy generation. Local energy storage reduces dependence on power plants, transmission infrastructure, and non-renewable energy sources, offering significant benefits to consumers, property owners, and the environment,” says Kopaly.

Click here to read more VC news.

– Advertisement –


[/gpt3]

The struggles and concerns of mothers in Venture Capital

By
ERIC
-
0
The struggles and concerns of mothers in Venture Capital


A new report from WVC:E shares the untold stories of mothers in venture capital.

120 women in VC from almost 20 countries and funds ranging from less than €50M to upwards of €500M were surveyed for the report – 80 per cent of whom are already mothers.

Like the startup sector, the venture capital industry remains male-dominated despite relatively rapid progress in recent decades. Women comprise 16 per cent of European General Partners, and women comprise only a third of investing teams. In the UK, there has been no change in the gender composition of teams since 2019, with female representation flat at 30 per cent.

The research revealed that over two-thirds (71 per cent) of women planning on having children or more children were concerned about returning to work in venture capital, and one in five respondents (20 per cent) were very concerned.    

Almost 80 per cent of respondents felt there was room for improvement in their return to work process, and just over one in three (38 per cent) said there was considerable room for improvement.

Respondents shared their experiences in detail with one commenting:

“I took calls from either the maternity ward or from the car in the parking lot.”

The top three concerns shared by respondents were:

  • Career progression/promotion opportunities (32 per cent), 
  • The long-term sustainability of working in VC and parenting (25 per cent), and    
  • Establishing boundaries, e.g., evening events (23 per cent).   

According to one respondent:

“I’m still spending at least two nights out a week. On the face of it, it is a privilege to be able to attend these events.

But it’s also a constant pull or feeling of compromise, I feel like I am doing badly at everything — I am doing poorly at being a mother and I can’t attend all the events I used to”

84 per cent of respondents were concerned about parental leave (the amount of time off or the pay level).

Sophie Winwood, CEO of WVC:E, said:

“The findings in this report shine a light on the unique challenges women face in venture capital, especially when balancing motherhood with the demands of the industry.

Our goal is not to place blame but to foster understanding and inspire meaningful change. 

By sharing these experiences, we hope to offer valuable insights, spark important conversations, and drive action across the wider ecosystem — in workplaces, homes, and communities.

It’s time to rethink how we support women and build an environment where they can thrive without choosing between career and family.”

Ruth Foxe Blader, GP of Foxe Capital and Chair of WVC:E, said:

“Maternity and early childcare policy is critical infrastructure needed to rectify employment and pay inequity. But it’s totally taboo! 

The social dimension is almost more important than the statutory. This report talks about it honestly and all of its complexity.”

And in case you’re thinking fathers are notably absent from the report, one respondent asserts:

“It’s really great that men are taking more paternity leave. It is a huge step, but it is still not part of their career decision-making.

Taking time out, like two months in July and August, is like putting a plaster on the problem.”?

Check Warner, co-founding Partner Ada Ventures and co-founder of Diversity VC, said:

“The concerning stats in this report should be a wake-up call for the VC industry where parents, particularly women, have been massively let down.

Unfortunately, the findings in this report chime with the stories of numerous women who have children when working in VC and have felt completely unsupported by the funds they work for.

This is a big missed opportunity, as VC should be compatible with having a family. If we as an industry don’t fix this, we will miss out on the best talent and, therefore, the best returns for investors.”

The report offers detailed recommendations for mothers including tips for households, preparing to return to work, and establishing boundaries. It concludes with recommendations for partners, colleagues, General Partners and the community to improve the status quo for women, men and the industry overall.

Lead image: Freepik.



Source link

The struggles and concerns of mothers in Venture Capital[/gpt3]

A new report from WVC:E shares the untold stories of mothers in venture capital.

120 women in VC from almost 20 countries and funds ranging from less than €50M to upwards of €500M were surveyed for the report – 80 per cent of whom are already mothers.

Like the startup sector, the venture capital industry remains male-dominated despite relatively rapid progress in recent decades. Women comprise 16 per cent of European General Partners, and women comprise only a third of investing teams. In the UK, there has been no change in the gender composition of teams since 2019, with female representation flat at 30 per cent.

The research revealed that over two-thirds (71 per cent) of women planning on having children or more children were concerned about returning to work in venture capital, and one in five respondents (20 per cent) were very concerned.    

Almost 80 per cent of respondents felt there was room for improvement in their return to work process, and just over one in three (38 per cent) said there was considerable room for improvement.

Respondents shared their experiences in detail with one commenting:

“I took calls from either the maternity ward or from the car in the parking lot.”

The top three concerns shared by respondents were:

  • Career progression/promotion opportunities (32 per cent), 
  • The long-term sustainability of working in VC and parenting (25 per cent), and    
  • Establishing boundaries, e.g., evening events (23 per cent).   

According to one respondent:

“I’m still spending at least two nights out a week. On the face of it, it is a privilege to be able to attend these events.

But it’s also a constant pull or feeling of compromise, I feel like I am doing badly at everything — I am doing poorly at being a mother and I can’t attend all the events I used to”

84 per cent of respondents were concerned about parental leave (the amount of time off or the pay level).

Sophie Winwood, CEO of WVC:E, said:

“The findings in this report shine a light on the unique challenges women face in venture capital, especially when balancing motherhood with the demands of the industry.

Our goal is not to place blame but to foster understanding and inspire meaningful change. 

By sharing these experiences, we hope to offer valuable insights, spark important conversations, and drive action across the wider ecosystem — in workplaces, homes, and communities.

It’s time to rethink how we support women and build an environment where they can thrive without choosing between career and family.”

Ruth Foxe Blader, GP of Foxe Capital and Chair of WVC:E, said:

“Maternity and early childcare policy is critical infrastructure needed to rectify employment and pay inequity. But it’s totally taboo! 

The social dimension is almost more important than the statutory. This report talks about it honestly and all of its complexity.”

And in case you’re thinking fathers are notably absent from the report, one respondent asserts:

“It’s really great that men are taking more paternity leave. It is a huge step, but it is still not part of their career decision-making.

Taking time out, like two months in July and August, is like putting a plaster on the problem.”?

Check Warner, co-founding Partner Ada Ventures and co-founder of Diversity VC, said:

“The concerning stats in this report should be a wake-up call for the VC industry where parents, particularly women, have been massively let down.

Unfortunately, the findings in this report chime with the stories of numerous women who have children when working in VC and have felt completely unsupported by the funds they work for.

This is a big missed opportunity, as VC should be compatible with having a family. If we as an industry don’t fix this, we will miss out on the best talent and, therefore, the best returns for investors.”

The report offers detailed recommendations for mothers including tips for households, preparing to return to work, and establishing boundaries. It concludes with recommendations for partners, colleagues, General Partners and the community to improve the status quo for women, men and the industry overall.

Lead image: Freepik.

[/gpt3]

Venture capital firms, startups gather in BGC

By
ERIC
-
0
Venture capital firms, startups gather in BGC


Southeast Asia-focused venture capital firm TNB Aura last month hosted a mixer in Bonifacio Global City in Taguig, bringing together possible investors and startups in the Philippines.

Dubbed as VC Socials, the gathering brought together officials from TNB Aura and GMA Ventures Inc., the investment arm of GMA Network Inc., funds, and startups across different industries in the country.

“We run this program around the region — Indonesia, Vietnam, and the Philippines. It allows us to touch base and get the specific VC communities together,” TNB Aura co-founder and managing partner Vicknesh Pillay said.

“As a regional VC fund that’s starting to build its footprint in the Philippines, we really want to do our part in building up the ecosystem supporting the startups here, and connecting with other players in the space,” TNB Aura managing partner and head of Philippines David Bonifacio said.

TNB Aura, which describes itself as a “sector-agnostic” venture capital firm based in Singapore, has partnered with GMA Ventures Inc. to invest in startups in the healthcare sector, with more deals on the horizon.

The two parties last month signed a partnership agreement with Hofer Development Company (HDC), a house-of-brands company operating under the brand RockMedical and develops over-the-counter products under the healthcare category.

“GMA has a long partnership with TNB Aura. GMA, everyone knows, is a large media group but they’re also very strategic and they invest in other things,” Bonifacio said.

“I think you can expect a couple more deals next year that we’ll both do together. Hopefully a lot more deals,” he added.

Bonifacio, along with GMA Ventures Inc. president and chief operating officer Regie Bautista, also spoke in a panel discussion with RockMedical founder Jeff Hofer during the social gathering.

GMA News Online is the official news platform of GMA Network Inc. —NB, GMA Integrated News



Source link

Venture capital firms, startups gather in BGC[/gpt3]

Southeast Asia-focused venture capital firm TNB Aura last month hosted a mixer in Bonifacio Global City in Taguig, bringing together possible investors and startups in the Philippines.

Dubbed as VC Socials, the gathering brought together officials from TNB Aura and GMA Ventures Inc., the investment arm of GMA Network Inc., funds, and startups across different industries in the country.

“We run this program around the region — Indonesia, Vietnam, and the Philippines. It allows us to touch base and get the specific VC communities together,” TNB Aura co-founder and managing partner Vicknesh Pillay said.

“As a regional VC fund that’s starting to build its footprint in the Philippines, we really want to do our part in building up the ecosystem supporting the startups here, and connecting with other players in the space,” TNB Aura managing partner and head of Philippines David Bonifacio said.

TNB Aura, which describes itself as a “sector-agnostic” venture capital firm based in Singapore, has partnered with GMA Ventures Inc. to invest in startups in the healthcare sector, with more deals on the horizon.

The two parties last month signed a partnership agreement with Hofer Development Company (HDC), a house-of-brands company operating under the brand RockMedical and develops over-the-counter products under the healthcare category.

“GMA has a long partnership with TNB Aura. GMA, everyone knows, is a large media group but they’re also very strategic and they invest in other things,” Bonifacio said.

“I think you can expect a couple more deals next year that we’ll both do together. Hopefully a lot more deals,” he added.

Bonifacio, along with GMA Ventures Inc. president and chief operating officer Regie Bautista, also spoke in a panel discussion with RockMedical founder Jeff Hofer during the social gathering.

GMA News Online is the official news platform of GMA Network Inc. —NB, GMA Integrated News

[/gpt3]

Britain, US set up working group to improve children’s online safety – Tech

By
ERIC
-
0
Britain, US set up working group to improve children’s online safety – Tech


The United States and Britain unveiled a joint working group on Thursday to look at ways of improving children’s safety online.

At the launch, US Commerce Secretary Gina Raimondo and British science and technology minister Peter Kyle issued a statement urging tech platforms to go further and faster to protect children.

Hugely popular social media platforms such as Instagram and Snapchat are already coming under increasing scrutiny over their impact on children. This, the first trans-Atlantic government scheme of its kind, will only increase that focus.

US Surgeon General Vivek Murthy last year warned that young people using social media risk suffering body image issues, disordered eating, poor sleep quality and low self-esteem, especially among adolescent girls.

According to figures published by the National Society for the Prevention of Cruelty to Young Children (NSPCC), Snapchat accounted for 43 per cent of cases in Britain in which social media was used to distribute indecent images of children.

Meta’s platforms — Facebook, Instagram, and WhatsApp — were used in 33pc of child abuse crimes on social media, according to the NSPCC research.

Social media companies including Snap and Meta have promised to work with officials to protect young users, and say they have introduced new tools designed to protect teens online, including parental control features.

Lawmakers in both the US and Britain have worked to introduce new restrictions on online platforms in recent years.

In the US, two bills — the Children and Teens’ Online Privacy Protection Act and the Kids Online Safety Act, nicknamed Coppa 2.0 and Kosa — have passed in the Senate, but are awaiting votes in the House of Representatives.

In Britain, the Online Safety Act is due to come into force before the end of 2024. Under the law, social media companies must prevent children from accessing harmful and age-inappropriate content including pornography by enforcing age limits and age-checking measures.

Companies that fail to comply could face fines of up to £18 million ($22.3m) or 10pc of their annual global turnover, under the British legislation.

The digital world has no borders and working with our international partners like the US — one of our closest allies and home to the biggest tech firms — is essential, Kyle said.



Source link

Britain, US set up working group to improve children’s online safety – Tech[/gpt3]

The United States and Britain unveiled a joint working group on Thursday to look at ways of improving children’s safety online.

At the launch, US Commerce Secretary Gina Raimondo and British science and technology minister Peter Kyle issued a statement urging tech platforms to go further and faster to protect children.

Hugely popular social media platforms such as Instagram and Snapchat are already coming under increasing scrutiny over their impact on children. This, the first trans-Atlantic government scheme of its kind, will only increase that focus.

US Surgeon General Vivek Murthy last year warned that young people using social media risk suffering body image issues, disordered eating, poor sleep quality and low self-esteem, especially among adolescent girls.

According to figures published by the National Society for the Prevention of Cruelty to Young Children (NSPCC), Snapchat accounted for 43 per cent of cases in Britain in which social media was used to distribute indecent images of children.

Meta’s platforms — Facebook, Instagram, and WhatsApp — were used in 33pc of child abuse crimes on social media, according to the NSPCC research.

Social media companies including Snap and Meta have promised to work with officials to protect young users, and say they have introduced new tools designed to protect teens online, including parental control features.

Lawmakers in both the US and Britain have worked to introduce new restrictions on online platforms in recent years.

In the US, two bills — the Children and Teens’ Online Privacy Protection Act and the Kids Online Safety Act, nicknamed Coppa 2.0 and Kosa — have passed in the Senate, but are awaiting votes in the House of Representatives.

In Britain, the Online Safety Act is due to come into force before the end of 2024. Under the law, social media companies must prevent children from accessing harmful and age-inappropriate content including pornography by enforcing age limits and age-checking measures.

Companies that fail to comply could face fines of up to £18 million ($22.3m) or 10pc of their annual global turnover, under the British legislation.

The digital world has no borders and working with our international partners like the US — one of our closest allies and home to the biggest tech firms — is essential, Kyle said.

[/gpt3]

Jazz, MoFEPT, and Tech Valley Drive Digital Safar Forward: Expanding Access to Digital Skills

By
ERIC
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0
Jazz, MoFEPT, and Tech Valley Drive Digital Safar Forward: Expanding Access to Digital Skills


Jazz, MoFEPT, and Tech Valley Drive Digital Safar Forward: Expanding Access to Digital Skills

Jazz, the Ministry of Federal Education & Professional Training, and Tech Valley gathered today to celebrate the success of Digital Safar, a program



Source link

Jazz, MoFEPT, and Tech Valley Drive Digital Safar Forward: Expanding Access to Digital Skills[/gpt3]

Jazz, MoFEPT, and Tech Valley Drive Digital Safar Forward: Expanding Access to Digital Skills

Jazz, the Ministry of Federal Education & Professional Training, and Tech Valley gathered today to celebrate the success of Digital Safar, a program

[/gpt3]

5 things to know before the stock market opens Thursday, October 10

By
ERIC
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0
5 things to know before the stock market opens Thursday, October 10


News Update – Pre-Markets

Here are five key things investors need to know to start the trading day:

1. Wait-and-CPI

Stock futures slipped Thursday as investors await the latest CPI data, out at 830 a.m. ET. Futures tied to the Dow Jones Industrial Average fell or 0.1%, while S&P 500 futures and Nasdaq 100 futures fell roughly 0.2%. each. Economists polled by Dow Jones anticipate the consumer price index for September to show a 0.1% increase on a monthly basis and a 2.3% jump over the prior 12 months. That result will inform the Federal Reserve’s next policy steps when the central bank meets in November. Follow live market updates.

2. Cutting it close

Jerome Powell, chairman of the US Federal Reserve, during the National Association of Business Economics (NABE) annual meeting in Nashville, Tennessee, US, on Monday, Sept. 30, 2024.

Seth Herald | Bloomberg | Getty Images

Federal Reserve officials were split on their half-point rate cut, a meeting summary of central bank officials revealed. The decision to cut by a half percentage point came down to balancing confidence on inflation with worries over the labor market, but multiple officials favored a smaller move. In the end, only committee member Governor Michelle Bowman voted against the half-point cut, the first time a governor had dissented on an interest rate vote since 2005. A higher-than-expected jobs report in September cemented confidence that while the Fed likely is in the early days of an easing cycle, future cuts likely would not be so aggressive.

3. Ascending

Delta Air Lines planes are seen at John F. Kennedy International Airport on the July 4th weekend in Queens, New York City, U.S., July 2, 2022. 

Andrew Kelly | Reuters

Delta Air Lines says its earnings are on the climb. The Atlanta-based carrier on Thursday issued fourth-quarter guidance of adjusted earnings between $1.60 and $1.85 per share, up from adjusted EPS of $1.28 a year earlier. The carrier said the confidence is largely thanks to resilient travel demand and already strong bookings for year-end holidays — despite an expected 1-point revenue hit associated with the U.S. presidential election. “We do anticipate seeing a little choppiness around the election, which we’ve seen in past national elections,” CEO Ed Bastian told CNBC’s Leslie Josephs. “Consumers will, I think, take a little bit of pause in making investment decisions, whether it’s discretionary or other things. I think you’re going to hear other industries talking about that as well.”

4. CVS fights back

CVS Pharmacy logo is seen in Washington DC, United States on July 9, 2024. 

Jakub Porzycki | Nurphoto | Getty Images

5. Milton makes landfall

A car is seen parked as it rains heavily in Fort Myers, Florida, on October 9, 2024 as Hurricane Milton approaches. 

Chandan Khanna | AFP | Getty Images

Hurricane Milton made landfall near Siesta Key, Florida, as a Category 3 storm late Wednesday. The storm’s maximum sustained winds have since dissipated to Category 1 territory but officials continue to warn the system is “extremely dangerous.” In the days leading up to the storm’s impact, millions of Floridians were advised to evacuate, with President Joe Biden calling it “a matter of life and death.” Tornadoes hit south-central Florida hours before the storm even hit the coast, and heavy rain made last-minute preparations more difficult as bridges and highways were forced to close. Biden said his administration deployed thousands of federal personnel across the Southeast to aid in the recovery.

— CNBC’s Hakyung Kim, Jeff Cox, Leslie Josephs, Annika Kim Constantino, Annie Palmer, Lauren Feiner and Spencer Kimball contributed to this report.



Source link

5 things to know before the stock market opens Thursday, October 10[/gpt3]

News Update – Pre-Markets

Here are five key things investors need to know to start the trading day:

1. Wait-and-CPI

Stock futures slipped Thursday as investors await the latest CPI data, out at 830 a.m. ET. Futures tied to the Dow Jones Industrial Average fell or 0.1%, while S&P 500 futures and Nasdaq 100 futures fell roughly 0.2%. each. Economists polled by Dow Jones anticipate the consumer price index for September to show a 0.1% increase on a monthly basis and a 2.3% jump over the prior 12 months. That result will inform the Federal Reserve’s next policy steps when the central bank meets in November. Follow live market updates.

2. Cutting it close

Jerome Powell, chairman of the US Federal Reserve, during the National Association of Business Economics (NABE) annual meeting in Nashville, Tennessee, US, on Monday, Sept. 30, 2024.

Seth Herald | Bloomberg | Getty Images

Federal Reserve officials were split on their half-point rate cut, a meeting summary of central bank officials revealed. The decision to cut by a half percentage point came down to balancing confidence on inflation with worries over the labor market, but multiple officials favored a smaller move. In the end, only committee member Governor Michelle Bowman voted against the half-point cut, the first time a governor had dissented on an interest rate vote since 2005. A higher-than-expected jobs report in September cemented confidence that while the Fed likely is in the early days of an easing cycle, future cuts likely would not be so aggressive.

3. Ascending

Delta Air Lines planes are seen at John F. Kennedy International Airport on the July 4th weekend in Queens, New York City, U.S., July 2, 2022. 

Andrew Kelly | Reuters

Delta Air Lines says its earnings are on the climb. The Atlanta-based carrier on Thursday issued fourth-quarter guidance of adjusted earnings between $1.60 and $1.85 per share, up from adjusted EPS of $1.28 a year earlier. The carrier said the confidence is largely thanks to resilient travel demand and already strong bookings for year-end holidays — despite an expected 1-point revenue hit associated with the U.S. presidential election. “We do anticipate seeing a little choppiness around the election, which we’ve seen in past national elections,” CEO Ed Bastian told CNBC’s Leslie Josephs. “Consumers will, I think, take a little bit of pause in making investment decisions, whether it’s discretionary or other things. I think you’re going to hear other industries talking about that as well.”

4. CVS fights back

CVS Pharmacy logo is seen in Washington DC, United States on July 9, 2024. 

Jakub Porzycki | Nurphoto | Getty Images

5. Milton makes landfall

A car is seen parked as it rains heavily in Fort Myers, Florida, on October 9, 2024 as Hurricane Milton approaches. 

Chandan Khanna | AFP | Getty Images

Hurricane Milton made landfall near Siesta Key, Florida, as a Category 3 storm late Wednesday. The storm’s maximum sustained winds have since dissipated to Category 1 territory but officials continue to warn the system is “extremely dangerous.” In the days leading up to the storm’s impact, millions of Floridians were advised to evacuate, with President Joe Biden calling it “a matter of life and death.” Tornadoes hit south-central Florida hours before the storm even hit the coast, and heavy rain made last-minute preparations more difficult as bridges and highways were forced to close. Biden said his administration deployed thousands of federal personnel across the Southeast to aid in the recovery.

— CNBC’s Hakyung Kim, Jeff Cox, Leslie Josephs, Annika Kim Constantino, Annie Palmer, Lauren Feiner and Spencer Kimball contributed to this report.

[/gpt3]

Stocks Mixed as Investors Digest CPI Inflation and Jobs Data Surprises

By
ERIC
-
0
Stocks Mixed as Investors Digest CPI Inflation and Jobs Data Surprises


Tesla Down Ahead of Eagerly Awaited Robotaxi Event

45 minutes ago

Tesla (TSLA) is expected to unveil its autonomous “robotaxi” Thursday evening, after the event was delayed from its original date in August.

Analysts expect to see the vehicle, and hear details on Tesla’s plans on its production, rollout, and operational costs.

They also said that Tesla could show off its rumored new lower-cost model, which is expected to start production next year, and other products.

Tesla shares were down about 1% in recent trading.

Read the full preview here.

Delta Falls as Results and Outlook Disappoint

2 hr 10 min ago

Shares of Delta Air Lines (DAL) declined in early trading Thursday after the carrier’s third-quarter results and fourth-quarter sales outlook came in below analysts’ estimates.

Delta posted third-quarter adjusted earnings per share of $1.50 on revenue of $15.68 billion, and projected fourth-quarter revenue growth of between 2% and 4%.

The carrier also confirmed costs of around $500 million following the CrowdStrike-caused global IT outage in July that resulted in 7,000 Delta flight cancellations over a five-day period.

TradingView


Delta shares were down 1% in recent trading. The stock has gained 25% so far in 2024, slightly outpacing the S&P 500 over the period.

–Aaron McDade

Oracle Price Levels to Watch as Stock Trades at Record High

3 hr 28 min ago

Oracle shares are trading at record high levels on growing investor enthusiasm for the company’s reach into the artificial intelligence market.

The stock was down 0.1% at $177.78 in recent premarket trading, after gaining 2.3% yesterday.

The stock traded in a three-year rising wedge before staging a decisive volume-backed breakout above the pattern last month, though the RSI indicator warns of overbought conditions.

Source: TradingView.com.

Investors should monitor important lower levels on Oracle’s chart around $146, $127, and $100, while also watching a bars pattern bullish price target around $250.

Read the full technical analysis piece here.

–Timothy Smith

Major index Stock Futures Lower Ahead of Inflation Data

4 hr 19 min ago

Futures tied to the Dow Jones Industrial Average were down 0.1%.

TradingView


S&P 500 futures were also down 0.1%.

TradingView


Nasdaq 100 futures were down 0.2%.

TradingView




Source link

Stocks Mixed as Investors Digest CPI Inflation and Jobs Data Surprises[/gpt3]

Tesla Down Ahead of Eagerly Awaited Robotaxi Event

45 minutes ago

Tesla (TSLA) is expected to unveil its autonomous “robotaxi” Thursday evening, after the event was delayed from its original date in August.

Analysts expect to see the vehicle, and hear details on Tesla’s plans on its production, rollout, and operational costs.

They also said that Tesla could show off its rumored new lower-cost model, which is expected to start production next year, and other products.

Tesla shares were down about 1% in recent trading.

Read the full preview here.

Delta Falls as Results and Outlook Disappoint

2 hr 10 min ago

Shares of Delta Air Lines (DAL) declined in early trading Thursday after the carrier’s third-quarter results and fourth-quarter sales outlook came in below analysts’ estimates.

Delta posted third-quarter adjusted earnings per share of $1.50 on revenue of $15.68 billion, and projected fourth-quarter revenue growth of between 2% and 4%.

The carrier also confirmed costs of around $500 million following the CrowdStrike-caused global IT outage in July that resulted in 7,000 Delta flight cancellations over a five-day period.

TradingView


Delta shares were down 1% in recent trading. The stock has gained 25% so far in 2024, slightly outpacing the S&P 500 over the period.

–Aaron McDade

Oracle Price Levels to Watch as Stock Trades at Record High

3 hr 28 min ago

Oracle shares are trading at record high levels on growing investor enthusiasm for the company’s reach into the artificial intelligence market.

The stock was down 0.1% at $177.78 in recent premarket trading, after gaining 2.3% yesterday.

The stock traded in a three-year rising wedge before staging a decisive volume-backed breakout above the pattern last month, though the RSI indicator warns of overbought conditions.

Source: TradingView.com.

Investors should monitor important lower levels on Oracle’s chart around $146, $127, and $100, while also watching a bars pattern bullish price target around $250.

Read the full technical analysis piece here.

–Timothy Smith

Major index Stock Futures Lower Ahead of Inflation Data

4 hr 19 min ago

Futures tied to the Dow Jones Industrial Average were down 0.1%.

TradingView


S&P 500 futures were also down 0.1%.

TradingView


Nasdaq 100 futures were down 0.2%.

TradingView


[/gpt3]

Product Lines Defined and How They Help a Business Grow

By
ERIC
-
0
Product Lines Defined and How They Help a Business Grow


What Is a Product Line?

A product line is a group of related products all marketed under a single brand name that is sold by the same company. Companies sell multiple product lines under their various brand names, seeking to distinguish them from each other for better usability for consumers.

Companies often expand their offerings by adding to existing product lines because consumers are more likely to purchase products from brands with which they are already familiar. A company’s blend of product lines is known as its product mix or product portfolio.

Key Takeaways

  • A product line is a group of connected products marketed under a single brand name by the same company.
  • Firms sell multiple product lines under their various brand names, often differentiating by price, quality, country, or targeted demographic.
  • Businesses often expand their offerings by adding to existing product lines because consumers are more likely to buy products from brands they already know.
  • Product lines should be abandoned if they prove unprofitable, except in the case of a loss leader.
  • The full portfolio of product lines is a company’s product mix.

Investopedia / Mira Norian


How Product Lines Work

Product lines are created by companies as a marketing strategy to capture the sales of consumers who are already buying the brand. The operating principle is that consumers are more likely to respond positively to brands they know and love and will be willing to buy the new products based on their positive experiences with the brand in the past.

For example, a cosmetic company that’s already selling a high-priced product line of makeup (that might include foundation, eyeliner, mascara, and lipstick) under one of its well-known brands might launch a product line under the same brand name but at a lower price point. Product lines can vary in quality, price, and target market. Companies use product lines to gauge trends, which helps them to determine which markets to target.

The Evolution of Product Lines

Companies add new items to their product lines, sometimes referred to as a product-line extension, to introduce brands to new customers. Consumers who have no interest in a company’s sporting goods, for example, might be more interested in buying its product line of energy bars or sports beverages. Extending product lines allows companies to maximize their reach.

The way that companies use product lines is evident in the auto industry. Auto manufacturers famously produce various product lines of vehicles to reach the widest possible range of consumers.

For this reason, they produce lines of economy vehicles, environmentally-friendly vehicles, and luxury vehicles all under their leading brands. Some are marketed to families, some to individuals, and others to the young.

Expanding product lines enables a company to target consumers who are either already buying the brand or are likely to buy the brand.

Product Line vs. Product Mix

A product line refers to a particular good or service that a company makes and markets to customers. A food company may extend a product line by adding various similar or related products (e.g., adding mesquite BBQ flavor to its existing potato chips line), and create a more diversified product family. The product family supplies various products under the same brand name that are similar but meet slightly different needs or tastes, potentially attracting more and different customers. 

If the company branches out and starts producing pretzels, this would be a different product line altogether, involving different ingredients, processes, and knowledge to make. It would also attract many of the same, but also different customers as its potato chips line. Pretzels, however, would not be in the same product line or family. Thus, adding pretzels expands the firm’s product portfolio, also known as its product mix.

The product mix is important to analyze since it can identify which market segments are experiencing what trends. Companies may thus re-brand or restructure underperforming and unprofitable products, while profitable lines may be tagged to include innovative or riskier new additions to that product family.

Mature companies often have diversified product mixes. Internal product development and acquisitions contribute to its product portfolio size over time, and larger enterprises have the infrastructure to support the marketing of a broader offering. Geographic expansion can also augment a product portfolio, with products varying in popularity among cities or countries. Apple, Inc., for example, now has a product mix that includes its wildly popular iPhone devices (within which are various generations, versions, sizes, all at different price points), the iOS app store, its line of laptop & desktop computers, software development, music streaming service, Apple TV, and so on.

Special Considerations

Product lines allow companies to reach regions and socioeconomic groups, sometimes even worldwide. In some cases, such as the cosmetic industry, companies also launch product lines under their best-selling brands to capture sales from consumers of various ethnic or age groups. Multinational corporations, such as restaurants, often launch product lines specifically for the countries in which they operate, as is the case with fast-food restaurants operating in Asia.

Unprofitable product lines may still be useful for a company. A loss leader strategy, for example, introduces new customers to a service or product in the hopes of building a customer base and securing future recurring revenue. The product loses money but is sold to attract new customers or sell additional products and services to those customers that are profitable in the future.

Examples of Product Lines

  • Microsoft Corporation (MSFT) as a brand sells several highly recognized product lines including Windows, MS Office, and the Xbox.
  • Nike Inc. (NKE) has product lines for various sports, such as track and field, basketball, and soccer. The company’s product lines include footwear, clothing, and equipment.
  • PepsiCo (PEP) owns, among many other lines globally, Frito Lay, Gatorade, Quaker Oats, and Tropicana.
  • The various product lines for Starbucks Corporation (SBUX) include coffee, ice cream, and drinkware.

Note that some companies never diversify beyond a single product line. Instead, they focus their efforts on becoming a market leader in just one thing. Michelin, for instance, only produces tires. Crocs only makes rubber-based footwear. Gorilla glue only makes adhesives.

Frequently Asked Questions

What Are the Main Types of Product Lines?

While a company’s product lines will depend on the particular business segment or industry that it operates in, marketing and organizational scholars have identified four different classifications of product line based on what is needed to bring that line to market. These include:

  1. New to world: A brand new product or invention, often after research & development investment. These can be highly risky but also highly rewarding if they take off.
  2. New additions: These are new product lines added by a company to their production, but which are not necessarily new to the world. These arise as competitors enter the market.
  3. Product revision: Replacements or upgrades to existing products are the third category. An iPhone X is a wholly different product from an iPhone 4S.
  4. Reposition: Repositioning takes an existing product and begins marketing to a different audience for a completely different use-case.

What Is Product Line Filling?

Filling refers to adding more items to a product line family in order to address any perceived gaps in the potential customer base. For instance, adding larger sizes to a clothing line can accommodate people with bigger bodies. Having sizes that fit the vast majority of individuals would fill that product line along that dimension.

What Is Product Line Pricing?

Offering different versions of an otherwise same product or service at different price points can help fill a product line based on consumer spending preferences and affluence. Car manufacturers typically offer the same base model for a given year in different trim, ranging from a no-frills economy version to a decked-out luxury version with all the expensive add-ons. These price points will attract different consumers with different budgets.

How Do You Create a Product Line?

A company will develop a product line based on the type of business it is, its particular expertise, and its marketing strategy. Market testing, R&D, and advertising campaigns are all important to bring a product line to market. Unsuccessful product lines that are unprofitable should be abandoned in favor of viable ones.



Source link

Product Lines Defined and How They Help a Business Grow[/gpt3]

What Is a Product Line?

A product line is a group of related products all marketed under a single brand name that is sold by the same company. Companies sell multiple product lines under their various brand names, seeking to distinguish them from each other for better usability for consumers.

Companies often expand their offerings by adding to existing product lines because consumers are more likely to purchase products from brands with which they are already familiar. A company’s blend of product lines is known as its product mix or product portfolio.

Key Takeaways

  • A product line is a group of connected products marketed under a single brand name by the same company.
  • Firms sell multiple product lines under their various brand names, often differentiating by price, quality, country, or targeted demographic.
  • Businesses often expand their offerings by adding to existing product lines because consumers are more likely to buy products from brands they already know.
  • Product lines should be abandoned if they prove unprofitable, except in the case of a loss leader.
  • The full portfolio of product lines is a company’s product mix.

Investopedia / Mira Norian


How Product Lines Work

Product lines are created by companies as a marketing strategy to capture the sales of consumers who are already buying the brand. The operating principle is that consumers are more likely to respond positively to brands they know and love and will be willing to buy the new products based on their positive experiences with the brand in the past.

For example, a cosmetic company that’s already selling a high-priced product line of makeup (that might include foundation, eyeliner, mascara, and lipstick) under one of its well-known brands might launch a product line under the same brand name but at a lower price point. Product lines can vary in quality, price, and target market. Companies use product lines to gauge trends, which helps them to determine which markets to target.

The Evolution of Product Lines

Companies add new items to their product lines, sometimes referred to as a product-line extension, to introduce brands to new customers. Consumers who have no interest in a company’s sporting goods, for example, might be more interested in buying its product line of energy bars or sports beverages. Extending product lines allows companies to maximize their reach.

The way that companies use product lines is evident in the auto industry. Auto manufacturers famously produce various product lines of vehicles to reach the widest possible range of consumers.

For this reason, they produce lines of economy vehicles, environmentally-friendly vehicles, and luxury vehicles all under their leading brands. Some are marketed to families, some to individuals, and others to the young.

Expanding product lines enables a company to target consumers who are either already buying the brand or are likely to buy the brand.

Product Line vs. Product Mix

A product line refers to a particular good or service that a company makes and markets to customers. A food company may extend a product line by adding various similar or related products (e.g., adding mesquite BBQ flavor to its existing potato chips line), and create a more diversified product family. The product family supplies various products under the same brand name that are similar but meet slightly different needs or tastes, potentially attracting more and different customers. 

If the company branches out and starts producing pretzels, this would be a different product line altogether, involving different ingredients, processes, and knowledge to make. It would also attract many of the same, but also different customers as its potato chips line. Pretzels, however, would not be in the same product line or family. Thus, adding pretzels expands the firm’s product portfolio, also known as its product mix.

The product mix is important to analyze since it can identify which market segments are experiencing what trends. Companies may thus re-brand or restructure underperforming and unprofitable products, while profitable lines may be tagged to include innovative or riskier new additions to that product family.

Mature companies often have diversified product mixes. Internal product development and acquisitions contribute to its product portfolio size over time, and larger enterprises have the infrastructure to support the marketing of a broader offering. Geographic expansion can also augment a product portfolio, with products varying in popularity among cities or countries. Apple, Inc., for example, now has a product mix that includes its wildly popular iPhone devices (within which are various generations, versions, sizes, all at different price points), the iOS app store, its line of laptop & desktop computers, software development, music streaming service, Apple TV, and so on.

Special Considerations

Product lines allow companies to reach regions and socioeconomic groups, sometimes even worldwide. In some cases, such as the cosmetic industry, companies also launch product lines under their best-selling brands to capture sales from consumers of various ethnic or age groups. Multinational corporations, such as restaurants, often launch product lines specifically for the countries in which they operate, as is the case with fast-food restaurants operating in Asia.

Unprofitable product lines may still be useful for a company. A loss leader strategy, for example, introduces new customers to a service or product in the hopes of building a customer base and securing future recurring revenue. The product loses money but is sold to attract new customers or sell additional products and services to those customers that are profitable in the future.

Examples of Product Lines

  • Microsoft Corporation (MSFT) as a brand sells several highly recognized product lines including Windows, MS Office, and the Xbox.
  • Nike Inc. (NKE) has product lines for various sports, such as track and field, basketball, and soccer. The company’s product lines include footwear, clothing, and equipment.
  • PepsiCo (PEP) owns, among many other lines globally, Frito Lay, Gatorade, Quaker Oats, and Tropicana.
  • The various product lines for Starbucks Corporation (SBUX) include coffee, ice cream, and drinkware.

Note that some companies never diversify beyond a single product line. Instead, they focus their efforts on becoming a market leader in just one thing. Michelin, for instance, only produces tires. Crocs only makes rubber-based footwear. Gorilla glue only makes adhesives.

Frequently Asked Questions

What Are the Main Types of Product Lines?

While a company’s product lines will depend on the particular business segment or industry that it operates in, marketing and organizational scholars have identified four different classifications of product line based on what is needed to bring that line to market. These include:

  1. New to world: A brand new product or invention, often after research & development investment. These can be highly risky but also highly rewarding if they take off.
  2. New additions: These are new product lines added by a company to their production, but which are not necessarily new to the world. These arise as competitors enter the market.
  3. Product revision: Replacements or upgrades to existing products are the third category. An iPhone X is a wholly different product from an iPhone 4S.
  4. Reposition: Repositioning takes an existing product and begins marketing to a different audience for a completely different use-case.

What Is Product Line Filling?

Filling refers to adding more items to a product line family in order to address any perceived gaps in the potential customer base. For instance, adding larger sizes to a clothing line can accommodate people with bigger bodies. Having sizes that fit the vast majority of individuals would fill that product line along that dimension.

What Is Product Line Pricing?

Offering different versions of an otherwise same product or service at different price points can help fill a product line based on consumer spending preferences and affluence. Car manufacturers typically offer the same base model for a given year in different trim, ranging from a no-frills economy version to a decked-out luxury version with all the expensive add-ons. These price points will attract different consumers with different budgets.

How Do You Create a Product Line?

A company will develop a product line based on the type of business it is, its particular expertise, and its marketing strategy. Market testing, R&D, and advertising campaigns are all important to bring a product line to market. Unsuccessful product lines that are unprofitable should be abandoned in favor of viable ones.

[/gpt3]

The Top Natural Gas Companies in the World

By
ERIC
-
0
The Top Natural Gas Companies in the World


Top Natural Gas Companies by Market Cap
Company  Country  Market Cap Production (million cubic feet per day)  Revenue (TTM)
Saudi Arabian Oil Saudi Arabia $1.8 trillion 10,672 $488.4 billion
Exxon Mobil U.S. $526.8 billion 7,734 $331.9 billion
Chevron U.S. $290.34 billion 7,744 $195.0 billion
Reliance Industries India $240.9 billion Not public $111.0 billion
PetroChina China $232.9 billion 13,513 $307.09 billion
Shell U.K. $222.7 billion 7,453 $291.1 billion
TotalEnergies France $158.0 billion 5,028 $208.3 billion
ConocoPhillips U.S. $129.3 billion 3,135 $55.1 billion
CNOOC China $124.8 billion 2,216 $57.3 billion
Sinopec China $104.9 billion 3,665 $473.5 billion
Sources: TradingView, company annual reports

1. Saudi Arabian Oil Company

Saudi Arabian Oil Company, commonly called Aramco, is the national oil company of Saudi Arabia. It was founded in 1933, is based in Dhahran, Saudi Arabia, and engages in the exploration, production, transportation, and sale of crude oil and natural gas. The Saudi Arabian government owns about 98% of the company. The rest is owned by investors, who trade the shares on the Saudi Stock Exchange. It has a market cap of $1.8 trillion.

Exxon Mobil trades on the New York Stock Exchange (NYSE) in the U.S. and is based in Irving, Texas. The company was founded in 1882, when it was incorporated in New Jersey. Its primary business is the exploration and production of crude oil and natural gas, as well as the manufacturing, trade, transportation, and sale of crude oil, natural gas, petroleum products, and petrochemicals. It has a market cap of $526.8 billion.

Chevron, an American integrated energy giant, operates major natural gas fields worldwide. Chevron also maintains vast upstream oil operations and downstream activities in petrochemicals, lubricants, additives, and gasoline. It has a market cap of $290.34 billion.

4. Reliance Industries

Reliance Industries is an Indian conglomerate. Other than natural gas, the group also specializes in oil refining, petrochemicals, retail, digital services, media and entertainment, and textiles. Reliance’s gas operations took a big turn in the early 2000s when it discovered gas reserves in the Krishna Godavari basin. In recent annual reports, the company has said it’s responsible for a fifth of India’s natural gas production. The company has a market cap of $240.9 billion.

4.08 trillion cubic meters

Total global natural gas production in 2023.

5. PetroChina

China National Petroleum is China’s largest natural gas producer. It also has vast oil and petrochemical production and oil and gas marketing operations. While China National Petroleum is a state-owned enterprise, much of its operations are organized under a publicly listed subsidiary, PetroChina Company, which has a market cap of $232.9 billion.

Shell explores, produces, refines, and markets oil, natural gas, and related chemicals. It operates across the globe and was created in April 1907 through the amalgamation of the Royal Dutch Petroleum Company of the Netherlands and the Shell Transport and Trading Company Limited of the United Kingdom. Shell moved its headquarters from the Netherlands to the U.K. in 2021, and its shares trade on the London Stock Exchange. It has a market cap of $222.7 billion.

TotalEnergies is a French oil and natural gas company. It explores and produces crude oil, natural gas, and low-carbon electricity, refines and produces petrochemical products, and owns and operates gas stations throughout Europe, the U.S., and Africa. It has a market cap of $158.0 billion.

ConocoPhillips explores, produces, transports, and markets crude oil, natural gas, natural gas liquids, liquefied natural gas, and bitumen internationally. It’s based in Texas, operates in 13 countries, and its shares trade on the NYSE. It has a market cap of $129.3 billion.

9. China National Offshore Oil Corporation

China National Offshore Oil Corporation (CNOOC) focuses on oil and gas exploration and production in over 20 countries. It also specializes in refining, power generation, retail marketing, and engineering. CNOOC is listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange. The company has a market cap of $124.8 billion.

10. Sinopec

Based in Beijing, Sinopec, or China Petroleum & Chemical, is focused on oil and natural gas exploration and production, storage, and delivery. Sinopec is one of the world’s largest natural gas producers, one of the world’s largest refining companies, and a significant producer of industrial chemicals. The company’s stock trades on the Hong Kong and Shanghai stock exchanges. It has a market cap of $104.9 billion.

Which Are the Top Producing Natural Gas States in the U.S.?

In 2023, the top five natural gas-producing states in the U.S. were Texas, Florida, Pennsylvania, California, and Ohio.

What Three Countries Are the Largest Consumers of Natural Gas?

In 2023, the top three consuming countries of natural gas were the U.S. (937 billion cubic meters), Russia (526 billion cubic meters), and China (436 billion cubic meters).

How Is Natural Gas Produced?

Natural gas can be drilled when it’s found beneath the Earth’s surface or it can be produced using wells in a process called fracking. Once produced, it is processed and sold to consumers, who use it for heating and other purposes.

Which Countries Produce the Most Natural Gas?

The U.S. is the largest producer of natural gas in the world, followed by Russia, Iran, and China, according to 2022 data.

The Bottom Line

The largest natural gas companies are among some of the biggest companies in the world. Providing energy is big business, resulting in hundreds of billions of dollars in annual revenues. These companies don’t just extract and provide natural gas, they also specialize in various other power sources.

Topping the list based on market cap, by a significant margin, is Saudi Aramco. Most of the others on the list are based in China and the U.S.



Source link

The Top Natural Gas Companies in the World[/gpt3]

Top Natural Gas Companies by Market Cap
Company  Country  Market Cap Production (million cubic feet per day)  Revenue (TTM)
Saudi Arabian Oil Saudi Arabia $1.8 trillion 10,672 $488.4 billion
Exxon Mobil U.S. $526.8 billion 7,734 $331.9 billion
Chevron U.S. $290.34 billion 7,744 $195.0 billion
Reliance Industries India $240.9 billion Not public $111.0 billion
PetroChina China $232.9 billion 13,513 $307.09 billion
Shell U.K. $222.7 billion 7,453 $291.1 billion
TotalEnergies France $158.0 billion 5,028 $208.3 billion
ConocoPhillips U.S. $129.3 billion 3,135 $55.1 billion
CNOOC China $124.8 billion 2,216 $57.3 billion
Sinopec China $104.9 billion 3,665 $473.5 billion
Sources: TradingView, company annual reports

1. Saudi Arabian Oil Company

Saudi Arabian Oil Company, commonly called Aramco, is the national oil company of Saudi Arabia. It was founded in 1933, is based in Dhahran, Saudi Arabia, and engages in the exploration, production, transportation, and sale of crude oil and natural gas. The Saudi Arabian government owns about 98% of the company. The rest is owned by investors, who trade the shares on the Saudi Stock Exchange. It has a market cap of $1.8 trillion.

Exxon Mobil trades on the New York Stock Exchange (NYSE) in the U.S. and is based in Irving, Texas. The company was founded in 1882, when it was incorporated in New Jersey. Its primary business is the exploration and production of crude oil and natural gas, as well as the manufacturing, trade, transportation, and sale of crude oil, natural gas, petroleum products, and petrochemicals. It has a market cap of $526.8 billion.

Chevron, an American integrated energy giant, operates major natural gas fields worldwide. Chevron also maintains vast upstream oil operations and downstream activities in petrochemicals, lubricants, additives, and gasoline. It has a market cap of $290.34 billion.

4. Reliance Industries

Reliance Industries is an Indian conglomerate. Other than natural gas, the group also specializes in oil refining, petrochemicals, retail, digital services, media and entertainment, and textiles. Reliance’s gas operations took a big turn in the early 2000s when it discovered gas reserves in the Krishna Godavari basin. In recent annual reports, the company has said it’s responsible for a fifth of India’s natural gas production. The company has a market cap of $240.9 billion.

4.08 trillion cubic meters

Total global natural gas production in 2023.

5. PetroChina

China National Petroleum is China’s largest natural gas producer. It also has vast oil and petrochemical production and oil and gas marketing operations. While China National Petroleum is a state-owned enterprise, much of its operations are organized under a publicly listed subsidiary, PetroChina Company, which has a market cap of $232.9 billion.

Shell explores, produces, refines, and markets oil, natural gas, and related chemicals. It operates across the globe and was created in April 1907 through the amalgamation of the Royal Dutch Petroleum Company of the Netherlands and the Shell Transport and Trading Company Limited of the United Kingdom. Shell moved its headquarters from the Netherlands to the U.K. in 2021, and its shares trade on the London Stock Exchange. It has a market cap of $222.7 billion.

TotalEnergies is a French oil and natural gas company. It explores and produces crude oil, natural gas, and low-carbon electricity, refines and produces petrochemical products, and owns and operates gas stations throughout Europe, the U.S., and Africa. It has a market cap of $158.0 billion.

ConocoPhillips explores, produces, transports, and markets crude oil, natural gas, natural gas liquids, liquefied natural gas, and bitumen internationally. It’s based in Texas, operates in 13 countries, and its shares trade on the NYSE. It has a market cap of $129.3 billion.

9. China National Offshore Oil Corporation

China National Offshore Oil Corporation (CNOOC) focuses on oil and gas exploration and production in over 20 countries. It also specializes in refining, power generation, retail marketing, and engineering. CNOOC is listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange. The company has a market cap of $124.8 billion.

10. Sinopec

Based in Beijing, Sinopec, or China Petroleum & Chemical, is focused on oil and natural gas exploration and production, storage, and delivery. Sinopec is one of the world’s largest natural gas producers, one of the world’s largest refining companies, and a significant producer of industrial chemicals. The company’s stock trades on the Hong Kong and Shanghai stock exchanges. It has a market cap of $104.9 billion.

Which Are the Top Producing Natural Gas States in the U.S.?

In 2023, the top five natural gas-producing states in the U.S. were Texas, Florida, Pennsylvania, California, and Ohio.

What Three Countries Are the Largest Consumers of Natural Gas?

In 2023, the top three consuming countries of natural gas were the U.S. (937 billion cubic meters), Russia (526 billion cubic meters), and China (436 billion cubic meters).

How Is Natural Gas Produced?

Natural gas can be drilled when it’s found beneath the Earth’s surface or it can be produced using wells in a process called fracking. Once produced, it is processed and sold to consumers, who use it for heating and other purposes.

Which Countries Produce the Most Natural Gas?

The U.S. is the largest producer of natural gas in the world, followed by Russia, Iran, and China, according to 2022 data.

The Bottom Line

The largest natural gas companies are among some of the biggest companies in the world. Providing energy is big business, resulting in hundreds of billions of dollars in annual revenues. These companies don’t just extract and provide natural gas, they also specialize in various other power sources.

Topping the list based on market cap, by a significant margin, is Saudi Aramco. Most of the others on the list are based in China and the U.S.

[/gpt3]

Top 10 Companies In India By Market Valuation In 2024 | Top 10 Listed Companies In India With Highest Market Cap

By
ERIC
-
0
Top 10 Companies In India By Market Valuation In 2024 | Top 10 Listed Companies In India With Highest Market Cap



Top 10 Companies In India By Market Valuation In 2024 | Top 10 Listed Companies In India With Highest Market Cap
India, a rapidly developing economy, is home to some of the world’s most valuable companies. These companies span various sectors, including technology, finance, and consumer goods, contributing significantly to India’s economic growth. This article presents a list of the top 10 companies in India by market valuation, providing insights into their sectors and market capitalisation.

Understanding Market Valuation

Let’s understand market valuation. Market valuation is the total value of all a company’s shares of stock. A company’s current market price per share is multiplied by the number of shares outstanding to determine its market valuation. This calculation provides insight into the company’s value.In other words, market valuation measures a company’s size and success. It’s a key factor investors look at when investing in a company. A high market valuation often indicates that a company is successful and profitable. In contrast, a low market value may indicate a company is struggling or in a less thriving industry.Also Read: Top 10 FMCG companies in India by market cap

Top 10 Companies by Market Cap in India

Which are the top market cap companies in India? Our list is headed by Reliance Industries, to probably no one’s surprise. Here are the top 10 companies in India by market cap as of September 23, 2024:























Rank & Company Market Cap (in INR, Lakh Crore) Sector
#1 Reliance Industries 20.24 Oil Exploration and Production
#2 TATA Consultancy Services (TCS) 15.43 Information Technology
#3 HDFC Bank 13.39 Banking
#4 Bharti Airtel 9.91 Telecommunications
#5 ICICI Bank 9.27 Banking
#6 Infosys 7.82 Information Technology
#7 State Bank of India (SBI) 7.17 Banking
#8 Hindustan Unilever (HUL) 7.06 Consumer Goods
#9 LIC India 6.51 Insurance
#10 ITC 6.47 Consumer Goods

Let’s take a look at the top market cap companies in India:Also Read: Nifty 50 stocks list in 2024: Stock weightage, sectors and computation methodology

1. Reliance Industries

  • Chairman & MD: Mukesh D. Ambani
  • Year of Foundation: 1958

Reliance Industries, a conglomerate holding company, is the largest company in India by market cap. It operates in various sectors, including energy, petrochemicals, textiles, natural resources, retail, and telecommunications. The market valuation of Reliance Industries is a testament to its diverse operations and strong market presence. The conglomerate became the first Indian company to cross the Rs 21 lakh crore mcap milestone on June 28, 2024, after its telecom unit Reliance Jio Infocomm announced new tariffs for unlimited plans effective July 3, 2024.Reliance had a deal lined up with oil giant Saudi Aramco worth $15 billion, announced in August 2019. Reliance sold an equity stake in its oil-to-chemicals division to Aramco. However, the deal was put on hold in 2021, with both companies citing the Covid-19 pandemic as one of the major reasons for this setback. Also Read: Top 10 equity mutual funds in India to invest in 2024
Meanwhile, among its many achievements, Reliance’s Jio has invited investments from tech giants like Google and Meta (formerly known as Facebook) and the Reliance BP Mobility Ltd. (Jio-bp)- which is the fuel retailing venture jointly launched by Reliance and BP Plc from the UK, has introduced a premium diesel with technology that could bring a fuel economy benefit of as much as 4.3 percent. Reliance Retail has also collaborated with international designers to bring brands like Gap to the Indian audience. Disclaimer: Network18, the parent company of Forbes India, is controlled by Independent Media Trust, of which Reliance Industries is the sole beneficiary.
Also Read: Unicorns in India: List of startup companies with unicorn status in 2024

2. TATA Consultancy Services (TCS)

  • MD and CEO: K. Krithivasan
  • Year of Foundation: 1968

TCS, a subsidiary of the Tata Group, operates in the information technology sector. This company provides various IT services, consulting, and business solutions, which has helped it become the second-largest Indian company in market capitalisation. The market valuation of TCS reflects its dominance in the IT sector. TCS has notably partnered with the National Employment Savings Trust (NEST) in the UK, which uses TCS ValueBPS™ to help clients plan and save for retirement. Marks & Spencer also partners with TCS to scale their business operations and optimise their SRD (space, scope, and display) operational capabilities.Among its other initiatives, TCS sponsors many marathons around the globe- from the Indian cities of Kolkata, Bengaluru, and Mumbai to New York City, London, and many more. Also Read: Top dividend paying stocks in India 2024: From Vedanta, Hindustan Zinc to Coal India and REC

3. HDFC Bank

  • MD and CEO: Sashidhar Jagdishan
  • Year of Foundation: 1977

HDFC Bank, which has the largest assets among private banks in India, provides a diverse range of financial products and services. It has a strong presence in both retail and corporate banking. HDFC Bank’s market valuation indicates its robust financial performance and customer trust. The bank’s market valuation reflects its strong customer base and wide range of services.The bank had merged with its parent company HDFC Ltd. on July 1, 2023, to benefit both their shareholders and clients as the Indian economy grows by leaps and bounds. It is now the seventh largest bank in the world and the largest bank in India by market cap.
Also Read: Top 10 biggest companies in the world by market cap in 2024

4. Bharti Airtel

  • Current CEO: Gopal Vittal
  • Year of Foundation: 1995

Bharti Airtel is a prominent telecommunications company in 18 countries across Asia and Africa. It offers mobile voice and data services, fixed lines, high-speed broadband, IPTV, DTH, and enterprise services. Bharti Airtel’s market valuation indicates its strong network and wide customer base. The operator has now teamed up with Alphabet, the parent company of Google, to try out high-speed internet in the rural regions of India through laser technology using light beams.

5. ICICI Bank

  • Managing Director and CEO: Sandeep Bakhshi
  • Year of Foundation: 1994

ICICI Bank is a leading private-sector bank in India. They provide corporate and retail customers with various banking products and financial services. These offerings can be accessed through multiple delivery channels, including their specialised subsidiaries. The market valuation of ICICI Bank is a testament to its comprehensive offerings and customer-centric approach.Also Read: Top 10 IT companies in India in 2024 by market capitalisation
At the end of 2022, the former CEO at ICICI Bank, Chanda Kochhar, was accused of misusing her position and appropriating bank funds for personal gains. Sandeep Bakhshi succeeded Kocchar at a very precarious time indeed. Still, he turned the tables quickly and restored the brand’s reputation while bringing a robust balance sheet and substantial profits.

6. Infosys

  • Current CEO: Salil Parekh
  • Year of Foundation: 1981

With its next-generation digital services and consulting, Infosys is a renowned global leader that helps clients from 46 countries navigate digital transformation. The market valuation of Infosys reflects its innovative solutions and worldwide presence. Notably, the UK Prime Minister Rishi Sunak’s wife, Akshata Murthy, is the daughter of Infosys co-founder NR Narayana Murthy and owns a 0.9 percent stake in the company.Infosys has recently entered a $1.5 billion partnership with the global energy company bp for end-to-end application services accounting for development, management, maintenance, and more. Also Read: The 10 largest banks in the world in 2024

7. State Bank of India (SBI)

  • Current Chairman: Dinesh Kumar Khara
  • Year of Foundation: 1955

SBI reigns as the largest public sector bank in India. Their extensive services encompass personal banking, agricultural banking, corporate banking, international banking, and NRI services. The market valuation of SBI reflects its extensive network and various services.The history of SBI goes back to the first decade of the 19th century when the Bank of Calcutta (later named the Bank of Bengal) was established in 1806. Along with the two other Presidency Banks of the Bank of Bombay and the Bank of Madras, a joint entity was formed on January 27, 1921, named The Imperial Bank of India. Post the State Bank of India Act of 1955, the RBI got a controlling interest in the Imperial Bank of India, which became the State Bank of India on July 1, 1955. The Indian government took over the RBI’s stake in SBI to eradicate any conflicts due to the RBI being the Indian regulatory body for banking. Also Read: Top 10 index funds in India by AUM

8. Hindustan Unilever

  • Current CEO: Rohit Jawa
  • Year of Foundation: 1933

Hindustan Unilever, an Indian consumer goods company, is a subsidiary of the British-Dutch company Unilever. Its diverse portfolio includes cleaning agents, water purifiers, and personal care products. The market valuation of Hindustan Unilever reflects its strong brand portfolio and wide consumer base. Rohit Jawa has taken over as the CEO of the entity from Sanjiv Mehta very recently. The many brands under the Hindustan Unilever umbrella include Lux, Dove, Lipton, Vim, Kissan, Bru, Close Up, Clinic Plus, and Pond’s.

9. Life Insurance Corporation of India (LIC)

  • Current CEO: Siddhartha Mohanty
  • Year of Foundation: 1956

Life Insurance Corporation of India (LIC) is India’s biggest public insurance company. Besides general insurance, LIC also deals in mutual funds, asset management, exchange trades, and index funds.

The LIC came into existence after nationalising and merging 245 private insurance companies through the passing of the LIC Act 1956 by the Indian government. Today, it has a vast network of clients, which is served by more than 13.5 lakh agents, 1580 satellite offices, 2048 branch offices, 113 divisional offices, eight zonal offices, and one central office.

The government launched LIC’s IPO in May 2022. In the IPO, the government sold over Rs21,000 crore worth of 22.13 crore shares, a 3.5 percent of the company.

10. ITC

  • Current CEO: Sanjiv Puri
  • Year of Foundation: 1910

ITC is a multi-business conglomerate with a diverse portfolio, including FMCG, hotels, paperboards and packaging, agri-business, and information technology. The market valuation of ITC is a reflection of its strong brand presence and diverse operations. The company first came about as the Imperial Tobacco Company of India Limited. However, in 1970 the name was changed to India Tobacco Company Limited, and then simply to ITC. Known brands under ITC’s influence include Flama, Classmate, Sunfeast, Sunrise, Vivel, Savlon, and more.

FAQs

1. How is market valuation calculated?To determine a company’s market valuation, you need to multiply its outstanding shares by the current market price of one share.2. What is a good market valuation?A good market valuation depends on various factors, including the company’s financial performance, growth prospects, and economic conditions. It is also relative to the industry and the market conditions.



Source link

Top 10 Companies In India By Market Valuation In 2024 | Top 10 Listed Companies In India With Highest Market Cap[/gpt3]


Top 10 Companies In India By Market Valuation In 2024 | Top 10 Listed Companies In India With Highest Market Cap
India, a rapidly developing economy, is home to some of the world’s most valuable companies. These companies span various sectors, including technology, finance, and consumer goods, contributing significantly to India’s economic growth. This article presents a list of the top 10 companies in India by market valuation, providing insights into their sectors and market capitalisation.

Understanding Market Valuation

Let’s understand market valuation. Market valuation is the total value of all a company’s shares of stock. A company’s current market price per share is multiplied by the number of shares outstanding to determine its market valuation. This calculation provides insight into the company’s value.In other words, market valuation measures a company’s size and success. It’s a key factor investors look at when investing in a company. A high market valuation often indicates that a company is successful and profitable. In contrast, a low market value may indicate a company is struggling or in a less thriving industry.Also Read: Top 10 FMCG companies in India by market cap

Top 10 Companies by Market Cap in India

Which are the top market cap companies in India? Our list is headed by Reliance Industries, to probably no one’s surprise. Here are the top 10 companies in India by market cap as of September 23, 2024:























Rank & Company Market Cap (in INR, Lakh Crore) Sector
#1 Reliance Industries 20.24 Oil Exploration and Production
#2 TATA Consultancy Services (TCS) 15.43 Information Technology
#3 HDFC Bank 13.39 Banking
#4 Bharti Airtel 9.91 Telecommunications
#5 ICICI Bank 9.27 Banking
#6 Infosys 7.82 Information Technology
#7 State Bank of India (SBI) 7.17 Banking
#8 Hindustan Unilever (HUL) 7.06 Consumer Goods
#9 LIC India 6.51 Insurance
#10 ITC 6.47 Consumer Goods

Let’s take a look at the top market cap companies in India:Also Read: Nifty 50 stocks list in 2024: Stock weightage, sectors and computation methodology

1. Reliance Industries

  • Chairman & MD: Mukesh D. Ambani
  • Year of Foundation: 1958

Reliance Industries, a conglomerate holding company, is the largest company in India by market cap. It operates in various sectors, including energy, petrochemicals, textiles, natural resources, retail, and telecommunications. The market valuation of Reliance Industries is a testament to its diverse operations and strong market presence. The conglomerate became the first Indian company to cross the Rs 21 lakh crore mcap milestone on June 28, 2024, after its telecom unit Reliance Jio Infocomm announced new tariffs for unlimited plans effective July 3, 2024.Reliance had a deal lined up with oil giant Saudi Aramco worth $15 billion, announced in August 2019. Reliance sold an equity stake in its oil-to-chemicals division to Aramco. However, the deal was put on hold in 2021, with both companies citing the Covid-19 pandemic as one of the major reasons for this setback. Also Read: Top 10 equity mutual funds in India to invest in 2024
Meanwhile, among its many achievements, Reliance’s Jio has invited investments from tech giants like Google and Meta (formerly known as Facebook) and the Reliance BP Mobility Ltd. (Jio-bp)- which is the fuel retailing venture jointly launched by Reliance and BP Plc from the UK, has introduced a premium diesel with technology that could bring a fuel economy benefit of as much as 4.3 percent. Reliance Retail has also collaborated with international designers to bring brands like Gap to the Indian audience. Disclaimer: Network18, the parent company of Forbes India, is controlled by Independent Media Trust, of which Reliance Industries is the sole beneficiary.
Also Read: Unicorns in India: List of startup companies with unicorn status in 2024

2. TATA Consultancy Services (TCS)

  • MD and CEO: K. Krithivasan
  • Year of Foundation: 1968

TCS, a subsidiary of the Tata Group, operates in the information technology sector. This company provides various IT services, consulting, and business solutions, which has helped it become the second-largest Indian company in market capitalisation. The market valuation of TCS reflects its dominance in the IT sector. TCS has notably partnered with the National Employment Savings Trust (NEST) in the UK, which uses TCS ValueBPS™ to help clients plan and save for retirement. Marks & Spencer also partners with TCS to scale their business operations and optimise their SRD (space, scope, and display) operational capabilities.Among its other initiatives, TCS sponsors many marathons around the globe- from the Indian cities of Kolkata, Bengaluru, and Mumbai to New York City, London, and many more. Also Read: Top dividend paying stocks in India 2024: From Vedanta, Hindustan Zinc to Coal India and REC

3. HDFC Bank

  • MD and CEO: Sashidhar Jagdishan
  • Year of Foundation: 1977

HDFC Bank, which has the largest assets among private banks in India, provides a diverse range of financial products and services. It has a strong presence in both retail and corporate banking. HDFC Bank’s market valuation indicates its robust financial performance and customer trust. The bank’s market valuation reflects its strong customer base and wide range of services.The bank had merged with its parent company HDFC Ltd. on July 1, 2023, to benefit both their shareholders and clients as the Indian economy grows by leaps and bounds. It is now the seventh largest bank in the world and the largest bank in India by market cap.
Also Read: Top 10 biggest companies in the world by market cap in 2024

4. Bharti Airtel

  • Current CEO: Gopal Vittal
  • Year of Foundation: 1995

Bharti Airtel is a prominent telecommunications company in 18 countries across Asia and Africa. It offers mobile voice and data services, fixed lines, high-speed broadband, IPTV, DTH, and enterprise services. Bharti Airtel’s market valuation indicates its strong network and wide customer base. The operator has now teamed up with Alphabet, the parent company of Google, to try out high-speed internet in the rural regions of India through laser technology using light beams.

5. ICICI Bank

  • Managing Director and CEO: Sandeep Bakhshi
  • Year of Foundation: 1994

ICICI Bank is a leading private-sector bank in India. They provide corporate and retail customers with various banking products and financial services. These offerings can be accessed through multiple delivery channels, including their specialised subsidiaries. The market valuation of ICICI Bank is a testament to its comprehensive offerings and customer-centric approach.Also Read: Top 10 IT companies in India in 2024 by market capitalisation
At the end of 2022, the former CEO at ICICI Bank, Chanda Kochhar, was accused of misusing her position and appropriating bank funds for personal gains. Sandeep Bakhshi succeeded Kocchar at a very precarious time indeed. Still, he turned the tables quickly and restored the brand’s reputation while bringing a robust balance sheet and substantial profits.

6. Infosys

  • Current CEO: Salil Parekh
  • Year of Foundation: 1981

With its next-generation digital services and consulting, Infosys is a renowned global leader that helps clients from 46 countries navigate digital transformation. The market valuation of Infosys reflects its innovative solutions and worldwide presence. Notably, the UK Prime Minister Rishi Sunak’s wife, Akshata Murthy, is the daughter of Infosys co-founder NR Narayana Murthy and owns a 0.9 percent stake in the company.Infosys has recently entered a $1.5 billion partnership with the global energy company bp for end-to-end application services accounting for development, management, maintenance, and more. Also Read: The 10 largest banks in the world in 2024

7. State Bank of India (SBI)

  • Current Chairman: Dinesh Kumar Khara
  • Year of Foundation: 1955

SBI reigns as the largest public sector bank in India. Their extensive services encompass personal banking, agricultural banking, corporate banking, international banking, and NRI services. The market valuation of SBI reflects its extensive network and various services.The history of SBI goes back to the first decade of the 19th century when the Bank of Calcutta (later named the Bank of Bengal) was established in 1806. Along with the two other Presidency Banks of the Bank of Bombay and the Bank of Madras, a joint entity was formed on January 27, 1921, named The Imperial Bank of India. Post the State Bank of India Act of 1955, the RBI got a controlling interest in the Imperial Bank of India, which became the State Bank of India on July 1, 1955. The Indian government took over the RBI’s stake in SBI to eradicate any conflicts due to the RBI being the Indian regulatory body for banking. Also Read: Top 10 index funds in India by AUM

8. Hindustan Unilever

  • Current CEO: Rohit Jawa
  • Year of Foundation: 1933

Hindustan Unilever, an Indian consumer goods company, is a subsidiary of the British-Dutch company Unilever. Its diverse portfolio includes cleaning agents, water purifiers, and personal care products. The market valuation of Hindustan Unilever reflects its strong brand portfolio and wide consumer base. Rohit Jawa has taken over as the CEO of the entity from Sanjiv Mehta very recently. The many brands under the Hindustan Unilever umbrella include Lux, Dove, Lipton, Vim, Kissan, Bru, Close Up, Clinic Plus, and Pond’s.

9. Life Insurance Corporation of India (LIC)

  • Current CEO: Siddhartha Mohanty
  • Year of Foundation: 1956

Life Insurance Corporation of India (LIC) is India’s biggest public insurance company. Besides general insurance, LIC also deals in mutual funds, asset management, exchange trades, and index funds.

The LIC came into existence after nationalising and merging 245 private insurance companies through the passing of the LIC Act 1956 by the Indian government. Today, it has a vast network of clients, which is served by more than 13.5 lakh agents, 1580 satellite offices, 2048 branch offices, 113 divisional offices, eight zonal offices, and one central office.

The government launched LIC’s IPO in May 2022. In the IPO, the government sold over Rs21,000 crore worth of 22.13 crore shares, a 3.5 percent of the company.

10. ITC

  • Current CEO: Sanjiv Puri
  • Year of Foundation: 1910

ITC is a multi-business conglomerate with a diverse portfolio, including FMCG, hotels, paperboards and packaging, agri-business, and information technology. The market valuation of ITC is a reflection of its strong brand presence and diverse operations. The company first came about as the Imperial Tobacco Company of India Limited. However, in 1970 the name was changed to India Tobacco Company Limited, and then simply to ITC. Known brands under ITC’s influence include Flama, Classmate, Sunfeast, Sunrise, Vivel, Savlon, and more.

FAQs

1. How is market valuation calculated?To determine a company’s market valuation, you need to multiply its outstanding shares by the current market price of one share.2. What is a good market valuation?A good market valuation depends on various factors, including the company’s financial performance, growth prospects, and economic conditions. It is also relative to the industry and the market conditions.

[/gpt3]

10 Biggest Tech Hardware Companies

By
ERIC
-
0
10 Biggest Tech Hardware Companies


Computer companies today might more accurately be called technology without software companies.

Software companies issue their latest advances at a rapid pace. But computer companies are the anchor on this boat. The computer companies are the ones that design and produce the devices that keep people connected.

And that makes computer companies some of the world’s most profitable operators by market value.

Here are the 10 biggest hardware companies right now. Data is from CompaniesMarketCap.com as of Oct. 6, 2024, unless otherwise specified.

An important note: Investopedia limits its 10-biggest lists to publicly traded companies in the U.S. or Canada, either directly or through American depositary receipts (ADRs). Samsung Electronics and LG Electronics, which are based in Korea, are included because of their importance in the industry and because you can gain exposure to them through Korea-based ETFs.

Key Takeaways

  • The world’s biggest computer companies keep people connected through advanced hardware and equipment.
  • These companies make computers, mobile phones, printers, and networking tools.
  • Apple is the world’s largest tech hardware company and the world’s largest company by market capitalization.

  • 2024 Revenue (TTM): $385.60 billion
  • 2024 Earnings (TTM): $121.62 billion
  • Market Cap: $3.448 trillion
  • Exchange: Nasdaq

Apple is a tech giant and a household name. The company designs and manufactures mobile communication devices, personal computers, portable digital music players, and digital watches. The company also sells a range of related software, services, accessories, networking solutions, music and entertainment streaming, as well as third-party digital content and applications. Apple is best known for its series of iPhones, iPads, and Mac personal computers.

  • 2024 Revenue (TTM): $209.37 billion
  • 2024 Earnings (TTM): $19.77 billion
  • Market Cap: $297.35 billion
  • Exchange: OTC

Samsung is a South Korea-based multinational corporation that manufactures electronics and computer peripherals through various business segments. It produces semiconductors, personal computers, monitors, televisions, digital cameras, and home appliances such as air conditioners and refrigerators. Samsung also produces internet access network systems and telecommunications equipment, including mobile phones. Its Galaxy mobile phones are a major rival to Apple’s iPhone models.

  • 2024 Revenue (TTM): $197.38 billion
  • 2024 Net Income (TTM): $6.46 billion
  • Market Cap: $84.14 billion
  • Exchange: OTC

Hon Hai Precision Industry is a Taiwan-based electronics contract manufacturer for many U.S. and global technology companies. The company is also known as Foxconn Technology Group or simply Foxconn. It designs, develops, and manufactures products related to nanotechnology, heat transfer, wireless connectivity, and material sciences. Foxconn also produces cables, connectors, and personal computer components.

Some stocks that trade over-the-counter (OTC) carry higher trading costs than stocks that trade on exchanges. This can lower or even outweigh potential returns.

  • 2024 Revenue (TTM): $91.83 billion
  • 2024 Earnings (TTM): $5.49 billion
  • Market Cap: $84.53 billion
  • Exchange: New York Stock Exchange

Dell is a holding company that provides information technology (IT) hardware, software, and service solutions through its subsidiaries. It produces laptops, desktops, tablets, workstations, servers, monitors, printers, gateways, software, and storage. Dell also provides cloud management, networking and security, and other end-user computing offerings.

  • 2024 Revenue (TTM): $87.21 billion
  • 2024 Earnings (TTM): $8.77 billion
  • Market Cap: $115.69 billion
  • Exchange: New York Stock Exchange

Sony is a Japan-based multinational conglomerate that develops, designs, and manufactures electronic equipment, instruments, personal computers, home audio and entertainment systems, devices, game consoles, mobile phones, and software. The company also has a semiconductor solutions segment that produces image sensors and camera modules.

  • 2024 Revenue (TTM): $56.86 billion
  • 2024 Earnings (TTM): $1.64 billion
  • Market Cap: $18.36 billion
  • Exchange: OTC

Lenovo is a Hong Kong-based multinational technology company that develops and manufactures various technology products and services. It produces personal computers, workstations, servers, storage, smart televisions, and mobile products such as smartphones, tablets, and applications. The company also provides internet and IT services.

Make sure you do your research before making any investment decisions. Consult a financial professional if you need any guidance.

  • 2024 Revenue (TTM): $55.12 billion
  • 2024 Earnings (TTM): $1.03 billion
  • Market Cap: $96.59 billion
  • Exchange: Nasdaq

Intel is an American electronics company. It is the largest public semiconductor chip maker in the country. The company produces and sells microprocessors. This includes the x86 microprocessor, which is in nearly every personal computer in the world. Major companies including Apple, Dell, and HP buy these microprocessors to put in their personal computers.

  • 2024 Revenue (TTM): $64.57 billion
  • 2024 Earnings (TTM): $5.57 billion
  • Market Cap: $13.14 billion
  • Exchange: OTC

LG is a South Korea-based multinational electronics company that manufactures digital display equipment and home appliances. Its products include flat panel televisions, A/V products, personal computers, washing machines, air conditioners, refrigerators, LED lighting, and telecommunications equipment such as smartphones and tablets.

  • 2024 Revenue (TTM): $57.97 billion
  • 2024 Earnings (TTM): $3.09 billion
  • Market Cap: $20.70 billion
  • Exchange: OTC

Panasonic is a Japan-based multinational electronics manufacturer. The company develops and manufactures home appliances such as refrigerators and washing machines, car navigation systems, digital devices, computer peripherals, telecommunications, industrial equipment, lighting fixtures and electric lamps, and various electronic parts.

10. HP (HPQ)

  • 2024 Revenue (TTM): $53.32 billion
  • 2024 Earnings (TTM): $3.77 billion
  • Market Cap: $34.67 billion
  • Exchange: New York Stock Exchange

HP is a multinational IT company that provides personal computing and other access devices, imaging and printing products, as well as related technologies, solutions, and services. The company offers commercial and consumer desktop and notebook personal computers, and workstations. It also provides consumers and businesses with mobility devices, printer hardware, supplies, scanning devices, and more.



Source link

10 Biggest Tech Hardware Companies[/gpt3]

Computer companies today might more accurately be called technology without software companies.

Software companies issue their latest advances at a rapid pace. But computer companies are the anchor on this boat. The computer companies are the ones that design and produce the devices that keep people connected.

And that makes computer companies some of the world’s most profitable operators by market value.

Here are the 10 biggest hardware companies right now. Data is from CompaniesMarketCap.com as of Oct. 6, 2024, unless otherwise specified.

An important note: Investopedia limits its 10-biggest lists to publicly traded companies in the U.S. or Canada, either directly or through American depositary receipts (ADRs). Samsung Electronics and LG Electronics, which are based in Korea, are included because of their importance in the industry and because you can gain exposure to them through Korea-based ETFs.

Key Takeaways

  • The world’s biggest computer companies keep people connected through advanced hardware and equipment.
  • These companies make computers, mobile phones, printers, and networking tools.
  • Apple is the world’s largest tech hardware company and the world’s largest company by market capitalization.

  • 2024 Revenue (TTM): $385.60 billion
  • 2024 Earnings (TTM): $121.62 billion
  • Market Cap: $3.448 trillion
  • Exchange: Nasdaq

Apple is a tech giant and a household name. The company designs and manufactures mobile communication devices, personal computers, portable digital music players, and digital watches. The company also sells a range of related software, services, accessories, networking solutions, music and entertainment streaming, as well as third-party digital content and applications. Apple is best known for its series of iPhones, iPads, and Mac personal computers.

  • 2024 Revenue (TTM): $209.37 billion
  • 2024 Earnings (TTM): $19.77 billion
  • Market Cap: $297.35 billion
  • Exchange: OTC

Samsung is a South Korea-based multinational corporation that manufactures electronics and computer peripherals through various business segments. It produces semiconductors, personal computers, monitors, televisions, digital cameras, and home appliances such as air conditioners and refrigerators. Samsung also produces internet access network systems and telecommunications equipment, including mobile phones. Its Galaxy mobile phones are a major rival to Apple’s iPhone models.

  • 2024 Revenue (TTM): $197.38 billion
  • 2024 Net Income (TTM): $6.46 billion
  • Market Cap: $84.14 billion
  • Exchange: OTC

Hon Hai Precision Industry is a Taiwan-based electronics contract manufacturer for many U.S. and global technology companies. The company is also known as Foxconn Technology Group or simply Foxconn. It designs, develops, and manufactures products related to nanotechnology, heat transfer, wireless connectivity, and material sciences. Foxconn also produces cables, connectors, and personal computer components.

Some stocks that trade over-the-counter (OTC) carry higher trading costs than stocks that trade on exchanges. This can lower or even outweigh potential returns.

  • 2024 Revenue (TTM): $91.83 billion
  • 2024 Earnings (TTM): $5.49 billion
  • Market Cap: $84.53 billion
  • Exchange: New York Stock Exchange

Dell is a holding company that provides information technology (IT) hardware, software, and service solutions through its subsidiaries. It produces laptops, desktops, tablets, workstations, servers, monitors, printers, gateways, software, and storage. Dell also provides cloud management, networking and security, and other end-user computing offerings.

  • 2024 Revenue (TTM): $87.21 billion
  • 2024 Earnings (TTM): $8.77 billion
  • Market Cap: $115.69 billion
  • Exchange: New York Stock Exchange

Sony is a Japan-based multinational conglomerate that develops, designs, and manufactures electronic equipment, instruments, personal computers, home audio and entertainment systems, devices, game consoles, mobile phones, and software. The company also has a semiconductor solutions segment that produces image sensors and camera modules.

  • 2024 Revenue (TTM): $56.86 billion
  • 2024 Earnings (TTM): $1.64 billion
  • Market Cap: $18.36 billion
  • Exchange: OTC

Lenovo is a Hong Kong-based multinational technology company that develops and manufactures various technology products and services. It produces personal computers, workstations, servers, storage, smart televisions, and mobile products such as smartphones, tablets, and applications. The company also provides internet and IT services.

Make sure you do your research before making any investment decisions. Consult a financial professional if you need any guidance.

  • 2024 Revenue (TTM): $55.12 billion
  • 2024 Earnings (TTM): $1.03 billion
  • Market Cap: $96.59 billion
  • Exchange: Nasdaq

Intel is an American electronics company. It is the largest public semiconductor chip maker in the country. The company produces and sells microprocessors. This includes the x86 microprocessor, which is in nearly every personal computer in the world. Major companies including Apple, Dell, and HP buy these microprocessors to put in their personal computers.

  • 2024 Revenue (TTM): $64.57 billion
  • 2024 Earnings (TTM): $5.57 billion
  • Market Cap: $13.14 billion
  • Exchange: OTC

LG is a South Korea-based multinational electronics company that manufactures digital display equipment and home appliances. Its products include flat panel televisions, A/V products, personal computers, washing machines, air conditioners, refrigerators, LED lighting, and telecommunications equipment such as smartphones and tablets.

  • 2024 Revenue (TTM): $57.97 billion
  • 2024 Earnings (TTM): $3.09 billion
  • Market Cap: $20.70 billion
  • Exchange: OTC

Panasonic is a Japan-based multinational electronics manufacturer. The company develops and manufactures home appliances such as refrigerators and washing machines, car navigation systems, digital devices, computer peripherals, telecommunications, industrial equipment, lighting fixtures and electric lamps, and various electronic parts.

10. HP (HPQ)

  • 2024 Revenue (TTM): $53.32 billion
  • 2024 Earnings (TTM): $3.77 billion
  • Market Cap: $34.67 billion
  • Exchange: New York Stock Exchange

HP is a multinational IT company that provides personal computing and other access devices, imaging and printing products, as well as related technologies, solutions, and services. The company offers commercial and consumer desktop and notebook personal computers, and workstations. It also provides consumers and businesses with mobility devices, printer hardware, supplies, scanning devices, and more.

[/gpt3]

Jammu and Kashmir election results 2024 today: Hung assembly, BJP’s win or return of Congress-NC government? | Latest News India

By
ERIC
-
0
Jammu and Kashmir election results 2024 today: Hung assembly, BJP’s win or return of Congress-NC government? | Latest News India


As the countdown begins for the Jammu and Kashmir assembly election results 2024, the Union Territory is set to have an elected government after more than six years since the PDP-BJP coalition government collapsed in June 2018.

Omar Abdullah (L), Ravinder Raina (C), Tariq Karra (R)
Omar Abdullah (L), Ravinder Raina (C), Tariq Karra (R)

Amidst multi-tier security at all district headquarters, officials will begin counting votes from postal ballots, reserved for security personnel and others at 8 am, followed by votes from electronic voting machines (EVMs). The process is expected to conclude by 6pm.

Jammu and Kashmir’s first assembly elections since 2014 unfolded in three phases. The initial phase held on September 18 saw voting for 24 seats, followed by the second phase on September 25, covering 26 seats.

The third and final phase, with polling for the remaining 40 seats took place on October 1.

Polling in the region remained peaceful with no untoward incidents reported, unlike in past elections where violence was witnessed. The Union Territory saw a voter turnout of 63.45 percent, slightly lower than the 65.52 percent recorded in the 2014 assembly elections.

Among the major political parties, the Bhartiya Janata Party fielded 62 candidates, with 43 in the Jammu region and 19 in Kashmir. The party allocated tickets to eight candidates from 16 assembly seats in South Kashmir, six from 15 in Central Kashmir, and five from 16 in North Kashmir.

Meanwhile, the Congress and the National Conference finalised a seat-sharing agreement for the polls, with the Congress contesting 33 seats and the National Conference fielding candidates in 52 constituencies.

Also read: Haryana, Jammu and Kashmir assembly elections 2024: How and where to check poll results on ECI on October 8?

The two parties also engaged in a “friendly fight” for the remaining five seats, with one seat each allocated to the Communist Party of India (Marxist) and the Jammu and Kashmir National Panthers Party.

The Peoples Democratic Party (PDP), led by former chief minister Mehbooba Mufti and part of the INDIA bloc, decided to contest the elections independently without forming any pre-poll alliances.

What did exit polls predict for the final results in J&K?

Exit polls have predicted that the National Conference (NC)-Congress alliance would have an advantage over the Bharatiya Janata Party (BJP) in the region.

CVoter projected the BJP was expected to get 27-32 seats out of 43 in the Jammu region while NC-Congress 11-15, Peoples Democratic Party (PDP) 0-2, others 0-1.

In Kashmir, the NC-Congress was expected to get 29-33 seats out of 47, BJP 0-1, PDP 6-10, and others 6-10. The NC-Congress was overall projected to get 40-48 out of 90 seats, BJP 27-32, PDP 6-12, and others 6-11. A party or an alliance needs 46 seats to form the government.

What are the key constituency battles to watch?

Among the key contests is Gandebral, where Omar Abdullah of the National Conference is running against Independent candidate Sarjan Ahmad Wagay. In Bijbehara, Iltija Mufti of the PDP has been fielded.

Sopore features Aijaz Ahmad Guroo, brother of Parliament attack convict Afzal Guru, who is contesting as an Independent. In Channapora, Syed Mohammad Altaf Bukhari from the JKAP is in the race. Baramulla sees Muzaffar Hussain Baig contesting as an Independent.

Kupwara has Sajad Lone from the People’s Conference, while Handwara also has Sajad Lone from the People’s Conference, along with Chaudhary Mohammad Ramzan.

In Nagrota, Devendra Singh Rana represents the BJP, and in Central Shalteng, Tariq Hameed Karra from the INC is a candidate.

How did J&K end up without an elected government?

Jammu and Kashmir has been without an elected government since June 2018 when the Bharatiya Janata Party (BJP) broke its alliance with the Peoples’ Democratic Party (PDP), forcing Mehbooba Mufti to resign as chief minister.

The state was then headed by governor Satya Pal Malik, who dissolved the J&K Legislative Assembly on November 28, 2018, shortly after Mehbooba Mufti staked her claim to form a government with the support of the Congress and the National Conference (NC).

Read more: Farooq Abdullah’s big message to Mehbooba Mufti: ‘Will accept support even if…’ | Jammu and Kashmir election

However, on December 19, 2018, then President of India, Ram Nath Kovind, issued a notification announcing President’s Rule in J&K under Article 356 of the Constitution of India.

Eight months later, on August 5, 2019, the BJP-led government at the Centre repealed Article 370, providing special status to J&K, and bifurcated the erstwhile state into Union Territories.

After that, only the Block Development Council (BDC) elections were held, even though political parties demanded that assembly elections be conducted.

On December 11, 2023 , the Supreme Court while upholding the abrogation of Article 370, directed the Central government to hold elections in Jammu and Kashmir by September 30, 2024, and to restore statehood at the earliest.

What next for the new government in J&K

After forming the government, the new administration in Jammu and Kashmir will face several challenges, as many powers will rest with the Lieutenant Governor.

However, the concerns of the people regarding local representation are expected to be gradually addressed. This time, the elections have focused on basic issues such as essential amenities, power supply, ration distribution, electricity, roads, and water.

The results will also reveal whether the residents of Jammu and Kashmir align with the BJP’s vision of progress and security, or if local challenges take precedence over broader national narratives.

A robust performance by the BJP would support Modi’s approach and strengthen his reputation as a leader who fulfills his commitments.

In contrast, a lackluster outcome could empower detractors, both within the country and abroad, who contend that the changes have not provided the promised benefits to the people of Jammu and Kashmir.



Source link

Jammu and Kashmir election results 2024 today: Hung assembly, BJP’s win or return of Congress-NC government? | Latest News India[/gpt3]

As the countdown begins for the Jammu and Kashmir assembly election results 2024, the Union Territory is set to have an elected government after more than six years since the PDP-BJP coalition government collapsed in June 2018.

Omar Abdullah (L), Ravinder Raina (C), Tariq Karra (R)
Omar Abdullah (L), Ravinder Raina (C), Tariq Karra (R)

Amidst multi-tier security at all district headquarters, officials will begin counting votes from postal ballots, reserved for security personnel and others at 8 am, followed by votes from electronic voting machines (EVMs). The process is expected to conclude by 6pm.

Jammu and Kashmir’s first assembly elections since 2014 unfolded in three phases. The initial phase held on September 18 saw voting for 24 seats, followed by the second phase on September 25, covering 26 seats.

The third and final phase, with polling for the remaining 40 seats took place on October 1.

Polling in the region remained peaceful with no untoward incidents reported, unlike in past elections where violence was witnessed. The Union Territory saw a voter turnout of 63.45 percent, slightly lower than the 65.52 percent recorded in the 2014 assembly elections.

Among the major political parties, the Bhartiya Janata Party fielded 62 candidates, with 43 in the Jammu region and 19 in Kashmir. The party allocated tickets to eight candidates from 16 assembly seats in South Kashmir, six from 15 in Central Kashmir, and five from 16 in North Kashmir.

Meanwhile, the Congress and the National Conference finalised a seat-sharing agreement for the polls, with the Congress contesting 33 seats and the National Conference fielding candidates in 52 constituencies.

Also read: Haryana, Jammu and Kashmir assembly elections 2024: How and where to check poll results on ECI on October 8?

The two parties also engaged in a “friendly fight” for the remaining five seats, with one seat each allocated to the Communist Party of India (Marxist) and the Jammu and Kashmir National Panthers Party.

The Peoples Democratic Party (PDP), led by former chief minister Mehbooba Mufti and part of the INDIA bloc, decided to contest the elections independently without forming any pre-poll alliances.

What did exit polls predict for the final results in J&K?

Exit polls have predicted that the National Conference (NC)-Congress alliance would have an advantage over the Bharatiya Janata Party (BJP) in the region.

CVoter projected the BJP was expected to get 27-32 seats out of 43 in the Jammu region while NC-Congress 11-15, Peoples Democratic Party (PDP) 0-2, others 0-1.

In Kashmir, the NC-Congress was expected to get 29-33 seats out of 47, BJP 0-1, PDP 6-10, and others 6-10. The NC-Congress was overall projected to get 40-48 out of 90 seats, BJP 27-32, PDP 6-12, and others 6-11. A party or an alliance needs 46 seats to form the government.

What are the key constituency battles to watch?

Among the key contests is Gandebral, where Omar Abdullah of the National Conference is running against Independent candidate Sarjan Ahmad Wagay. In Bijbehara, Iltija Mufti of the PDP has been fielded.

Sopore features Aijaz Ahmad Guroo, brother of Parliament attack convict Afzal Guru, who is contesting as an Independent. In Channapora, Syed Mohammad Altaf Bukhari from the JKAP is in the race. Baramulla sees Muzaffar Hussain Baig contesting as an Independent.

Kupwara has Sajad Lone from the People’s Conference, while Handwara also has Sajad Lone from the People’s Conference, along with Chaudhary Mohammad Ramzan.

In Nagrota, Devendra Singh Rana represents the BJP, and in Central Shalteng, Tariq Hameed Karra from the INC is a candidate.

How did J&K end up without an elected government?

Jammu and Kashmir has been without an elected government since June 2018 when the Bharatiya Janata Party (BJP) broke its alliance with the Peoples’ Democratic Party (PDP), forcing Mehbooba Mufti to resign as chief minister.

The state was then headed by governor Satya Pal Malik, who dissolved the J&K Legislative Assembly on November 28, 2018, shortly after Mehbooba Mufti staked her claim to form a government with the support of the Congress and the National Conference (NC).

Read more: Farooq Abdullah’s big message to Mehbooba Mufti: ‘Will accept support even if…’ | Jammu and Kashmir election

However, on December 19, 2018, then President of India, Ram Nath Kovind, issued a notification announcing President’s Rule in J&K under Article 356 of the Constitution of India.

Eight months later, on August 5, 2019, the BJP-led government at the Centre repealed Article 370, providing special status to J&K, and bifurcated the erstwhile state into Union Territories.

After that, only the Block Development Council (BDC) elections were held, even though political parties demanded that assembly elections be conducted.

On December 11, 2023 , the Supreme Court while upholding the abrogation of Article 370, directed the Central government to hold elections in Jammu and Kashmir by September 30, 2024, and to restore statehood at the earliest.

What next for the new government in J&K

After forming the government, the new administration in Jammu and Kashmir will face several challenges, as many powers will rest with the Lieutenant Governor.

However, the concerns of the people regarding local representation are expected to be gradually addressed. This time, the elections have focused on basic issues such as essential amenities, power supply, ration distribution, electricity, roads, and water.

The results will also reveal whether the residents of Jammu and Kashmir align with the BJP’s vision of progress and security, or if local challenges take precedence over broader national narratives.

A robust performance by the BJP would support Modi’s approach and strengthen his reputation as a leader who fulfills his commitments.

In contrast, a lackluster outcome could empower detractors, both within the country and abroad, who contend that the changes have not provided the promised benefits to the people of Jammu and Kashmir.

[/gpt3]

What are the main events for today?

By
ERIC
-
0
What are the main events for today?


Today is the US CPI Day. Everyone’s waiting for the release so nothing else will matter today. After the CPI release, we will hear from a couple of Fed speakers, including NY Fed President Williams, so that’s going to be something to keep a close eye on.

12:30 GMT/08:30 ET – US September CPI

The US CPI Y/Y is
expected at 2.3% vs. 2.5% prior, while the M/M figure is seen at 0.1% vs. 0.2%
prior. The Core CPI Y/Y is expected at 3.2% vs. 3.2% prior, while the M/M
reading is seen at 0.2% vs. 0.3% prior.

The last US labour
market report came out much better than expected and the market’s pricing for a
50 bps cut in November evaporated quickly. The market is now finally in line
with the Fed’s projection of 50 bps of easing by year-end.

Fed’s Waller
mentioned that they could go faster on rate cuts if the labour market data
worsened, or if the inflation data continued to come in softer than everybody
expected. He also added that a fresh pickup in inflation could also cause the
Fed to pause its cutting.

Yesterday, we got to know from the FOMC Meeting Minutes that Fed Chair Powell basically pushed the committee to go for a 50 bps cut in September.

Given the recent
NFP report and the Minutes, even if the CPI misses, the Fed won’t consider
a 50 bps cut in November anyway despite Fed’s Waller comments. That could be a debate for the December
meeting (doubt though) if inflation data continues to come below expectations.

On the other hand, a hot report will likely keep a 25 bps cut in November on the table, but we could see the market pricing in a pause in December or even less rate cuts for 2025.

US Core CPI YoY

12:30 GMT/08:30 ET – US Jobless Claims

The US Jobless
Claims continues to be one of the most important releases to follow every week
as it’s a timelier indicator on the state of the labour market.

Initial Claims
remain inside the 200K-260K range created since 2022, while Continuing Claims
after rising sustainably during the summer improved considerably in the last
weeks.

This week Initial
Claims are expected at 230K vs. 225K prior, while Continuing Claims are seen at 1830K vs. 1826K prior. This time around, all eyes will be on the US CPI report, so nobody is going to care about claims unless we get huge deviations from the expected numbers.

US Jobless Claims

Central bank speakers:

  • 07:45 GMT – RBA’s Hunter
  • 13:15 GMT/09:15 ET – Fed’s Cook (dove – voter)
  • 14:30 GMT/10:30 ET – Fed’s Barkin (neutral – voter)
  • 15:00 GMT/11:00 ET – Fed’s Williams (neutral – voter)
  • 15:30 GMT/11:30 ET – SNB’s Martin



Source link

What are the main events for today?[/gpt3]

Today is the US CPI Day. Everyone’s waiting for the release so nothing else will matter today. After the CPI release, we will hear from a couple of Fed speakers, including NY Fed President Williams, so that’s going to be something to keep a close eye on.

12:30 GMT/08:30 ET – US September CPI

The US CPI Y/Y is
expected at 2.3% vs. 2.5% prior, while the M/M figure is seen at 0.1% vs. 0.2%
prior. The Core CPI Y/Y is expected at 3.2% vs. 3.2% prior, while the M/M
reading is seen at 0.2% vs. 0.3% prior.

The last US labour
market report came out much better than expected and the market’s pricing for a
50 bps cut in November evaporated quickly. The market is now finally in line
with the Fed’s projection of 50 bps of easing by year-end.

Fed’s Waller
mentioned that they could go faster on rate cuts if the labour market data
worsened, or if the inflation data continued to come in softer than everybody
expected. He also added that a fresh pickup in inflation could also cause the
Fed to pause its cutting.

Yesterday, we got to know from the FOMC Meeting Minutes that Fed Chair Powell basically pushed the committee to go for a 50 bps cut in September.

Given the recent
NFP report and the Minutes, even if the CPI misses, the Fed won’t consider
a 50 bps cut in November anyway despite Fed’s Waller comments. That could be a debate for the December
meeting (doubt though) if inflation data continues to come below expectations.

On the other hand, a hot report will likely keep a 25 bps cut in November on the table, but we could see the market pricing in a pause in December or even less rate cuts for 2025.

US Core CPI YoY

12:30 GMT/08:30 ET – US Jobless Claims

The US Jobless
Claims continues to be one of the most important releases to follow every week
as it’s a timelier indicator on the state of the labour market.

Initial Claims
remain inside the 200K-260K range created since 2022, while Continuing Claims
after rising sustainably during the summer improved considerably in the last
weeks.

This week Initial
Claims are expected at 230K vs. 225K prior, while Continuing Claims are seen at 1830K vs. 1826K prior. This time around, all eyes will be on the US CPI report, so nobody is going to care about claims unless we get huge deviations from the expected numbers.

US Jobless Claims

Central bank speakers:

  • 07:45 GMT – RBA’s Hunter
  • 13:15 GMT/09:15 ET – Fed’s Cook (dove – voter)
  • 14:30 GMT/10:30 ET – Fed’s Barkin (neutral – voter)
  • 15:00 GMT/11:00 ET – Fed’s Williams (neutral – voter)
  • 15:30 GMT/11:30 ET – SNB’s Martin

[/gpt3]

Saba Capital buys BlackRock innovation shares worth over $830k By Investing.com

By
ERIC
-
0
Saba Capital buys BlackRock innovation shares worth over 0k By Investing.com


Saba Capital Management, L.P., a significant shareholder in BlackRock (NYSE:) Innovation & Growth Term Trust (NYSE:BIGZ), has made a substantial purchase of the company’s common stock, according to recent filings. Over a two-day period, Saba Capital acquired a total of 109,474 shares with a combined value exceeding $830,000.

The transactions, executed on October 8 and 9, 2024, saw Saba Capital purchase shares at prices ranging from $7.56 to $7.6. On the first day, the firm bought 29,482 shares at $7.56 each. The following day, they added another 79,992 shares to their holdings, this time at a slightly higher price of $7.6 per share.

These purchases have increased Saba Capital’s stake in BlackRock Innovation & Growth Term Trust to a total of 55,988,272 shares. The investment firm, known for its active management approach, has demonstrated a growing interest in BIGZ, which focuses on long-term growth and innovation investments.

The reported transactions come directly from the latest SEC filings, which provide a glimpse into the investment moves of major shareholders and company executives. These filings are a standard procedure for tracking the buying and selling activities of a company’s insiders and significant investors.

Saba Capital’s recent acquisitions signal a vote of confidence in the future prospects of BlackRock Innovation & Growth Term Trust. Investors often keep a close eye on such transactions as they may reflect the sentiment of well-informed market participants regarding the company’s performance and outlook.

The filings were signed by representatives of Saba Capital, including Zachary Gindes, and Boaz Weinstein, indicating the firm’s continued commitment to its investment in BIGZ. As the market processes this information, shareholders and potential investors will be watching closely to see how these purchases might influence BlackRock Innovation & Growth Term Trust’s market performance in the coming months.

InvestingPro Insights

Saba Capital’s recent purchases of BlackRock Innovation & Growth Term Trust (NYSE:BIGZ) shares align with some intriguing financial metrics and insights from InvestingPro. As of the latest data, BIGZ boasts a substantial dividend yield of 13.6%, with the most recent ex-dividend date on September 16, 2024. This high yield supports one of the InvestingPro Tips, which notes that BIGZ “pays a significant dividend to shareholders.”

The trust’s current market capitalization stands at $1.71 billion, with a price-to-earnings ratio of 7.87, suggesting a potentially undervalued position relative to its earnings. This valuation metric may have factored into Saba Capital’s decision to increase its stake.

BIGZ has shown positive price performance across various timeframes, with a 19.06% total return over the past year and a 12.5% return year-to-date. The stock is currently trading at 92.36% of its 52-week high, indicating recent strength in its market position.

However, investors should be aware of potential challenges. InvestingPro Tips also highlight that BIGZ “suffers from weak gross profit margins” and its “valuation implies a poor free cash flow yield.” These factors may explain why the trust trades at a seemingly attractive P/E ratio despite its high dividend yield.

For those interested in a deeper analysis, InvestingPro offers additional tips and metrics that could provide further context to Saba Capital’s investment strategy in BIGZ.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.





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Saba Capital buys BlackRock innovation shares worth over $830k By Investing.com[/gpt3]

Saba Capital Management, L.P., a significant shareholder in BlackRock (NYSE:) Innovation & Growth Term Trust (NYSE:BIGZ), has made a substantial purchase of the company’s common stock, according to recent filings. Over a two-day period, Saba Capital acquired a total of 109,474 shares with a combined value exceeding $830,000.

The transactions, executed on October 8 and 9, 2024, saw Saba Capital purchase shares at prices ranging from $7.56 to $7.6. On the first day, the firm bought 29,482 shares at $7.56 each. The following day, they added another 79,992 shares to their holdings, this time at a slightly higher price of $7.6 per share.

These purchases have increased Saba Capital’s stake in BlackRock Innovation & Growth Term Trust to a total of 55,988,272 shares. The investment firm, known for its active management approach, has demonstrated a growing interest in BIGZ, which focuses on long-term growth and innovation investments.

The reported transactions come directly from the latest SEC filings, which provide a glimpse into the investment moves of major shareholders and company executives. These filings are a standard procedure for tracking the buying and selling activities of a company’s insiders and significant investors.

Saba Capital’s recent acquisitions signal a vote of confidence in the future prospects of BlackRock Innovation & Growth Term Trust. Investors often keep a close eye on such transactions as they may reflect the sentiment of well-informed market participants regarding the company’s performance and outlook.

The filings were signed by representatives of Saba Capital, including Zachary Gindes, and Boaz Weinstein, indicating the firm’s continued commitment to its investment in BIGZ. As the market processes this information, shareholders and potential investors will be watching closely to see how these purchases might influence BlackRock Innovation & Growth Term Trust’s market performance in the coming months.

InvestingPro Insights

Saba Capital’s recent purchases of BlackRock Innovation & Growth Term Trust (NYSE:BIGZ) shares align with some intriguing financial metrics and insights from InvestingPro. As of the latest data, BIGZ boasts a substantial dividend yield of 13.6%, with the most recent ex-dividend date on September 16, 2024. This high yield supports one of the InvestingPro Tips, which notes that BIGZ “pays a significant dividend to shareholders.”

The trust’s current market capitalization stands at $1.71 billion, with a price-to-earnings ratio of 7.87, suggesting a potentially undervalued position relative to its earnings. This valuation metric may have factored into Saba Capital’s decision to increase its stake.

BIGZ has shown positive price performance across various timeframes, with a 19.06% total return over the past year and a 12.5% return year-to-date. The stock is currently trading at 92.36% of its 52-week high, indicating recent strength in its market position.

However, investors should be aware of potential challenges. InvestingPro Tips also highlight that BIGZ “suffers from weak gross profit margins” and its “valuation implies a poor free cash flow yield.” These factors may explain why the trust trades at a seemingly attractive P/E ratio despite its high dividend yield.

For those interested in a deeper analysis, InvestingPro offers additional tips and metrics that could provide further context to Saba Capital’s investment strategy in BIGZ.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

[/gpt3]

Crop insurance workshop October 23 in Grand Island

By
ERIC
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0
Crop insurance workshop October 23 in Grand Island


Lincoln, Neb. —Nebraska Extension will host a crop insurance workshop for agricultural producers and agribusiness professionals from 8 a.m. to 4:30 p.m. on Oct. 23, at the Heartland Events Center in Grand Island, 700 E. Stolley Park Rd.

The event will help attendees improve their risk management strategies and boost their understanding of crop insurance. Crop and livestock producers, insurance agents, marketing consultants, agricultural educators and other risk management service providers are encouraged to attend. 

“Understanding crop insurance can give producers a financial advantage,” said Cory Walters, associate professor in the Department of Agricultural Economics at the University of Nebraska-Lincoln. “Failure to understand how it works can leave producers financially stressed and at a financial disadvantage.”

The workshop will include updates on the farm bill and presentations on current climate trends, Annual Forage and Livestock Risk Protection insurance programs, a market outlook, insurance/reinsurance and an update from the USDA Risk Management Agency.

The workshop is presented as part of a series produced in collaboration between Nebraska Extension and Kansas State University Research and Extension.

Registration costs $100 and is required by Oct. 14. A late fee of $20 applies after Oct. 18. Registration can be completed at https://cropinsure.unl.edu. For questions, please contact Cory Walters at 402-472-0366 or cwalters7@unl.edu.



Source link

Crop insurance workshop October 23 in Grand Island[/gpt3]

Lincoln, Neb. —Nebraska Extension will host a crop insurance workshop for agricultural producers and agribusiness professionals from 8 a.m. to 4:30 p.m. on Oct. 23, at the Heartland Events Center in Grand Island, 700 E. Stolley Park Rd.

The event will help attendees improve their risk management strategies and boost their understanding of crop insurance. Crop and livestock producers, insurance agents, marketing consultants, agricultural educators and other risk management service providers are encouraged to attend. 

“Understanding crop insurance can give producers a financial advantage,” said Cory Walters, associate professor in the Department of Agricultural Economics at the University of Nebraska-Lincoln. “Failure to understand how it works can leave producers financially stressed and at a financial disadvantage.”

The workshop will include updates on the farm bill and presentations on current climate trends, Annual Forage and Livestock Risk Protection insurance programs, a market outlook, insurance/reinsurance and an update from the USDA Risk Management Agency.

The workshop is presented as part of a series produced in collaboration between Nebraska Extension and Kansas State University Research and Extension.

Registration costs $100 and is required by Oct. 14. A late fee of $20 applies after Oct. 18. Registration can be completed at https://cropinsure.unl.edu. For questions, please contact Cory Walters at 402-472-0366 or cwalters7@unl.edu.

[/gpt3]

Burberry is the First Brand to get an Apple Music Channel Line

By
ERIC
-
0

Find people with high expectations and a low tolerance for excuses. They’ll have higher expectations for you than you have for yourself. Don’t flatter yourself that this has much to do with you – this is just who they are. Don’t look for “nice” in these relationships. Look for trust.

Be fearless in front of them with your ideas as many times as they’ll let you

Beauty Dust is very pretty to look at and it tastes like nothing, which is great. Here is what it’s supposed to do: This ancient empiric formula expands beauty through alchemizing elements legendary for their youth preserving, fortifying and tonifying qualities. Glowing supple skin, lustrous shiny hair and twinkling bright eyes are holistically bestowed from the inside out.

I actually first read this as alkalizing meaning effecting pH level, and I was like, OK I guess I understand how that could positively effect your body, but alchemizing means turning elements to gold basically through magic. That lead me to research each ingredient because I know alchemy is not actually happening in my body when I eat this, since alchemy is not real.

In addition to loving beauty and taking care of myself, I also love opening people minds to other paths of self-care, and good marketing and I can honestly say that I use and personally love this product but I’m not sure for which reason.

I think it made me think about it more and really consider why I was choosing to add this to my routine

It poses an interesting question for me on the wellness category – will people be willing to buy in, or does eating something change your “sniff” test on the believe-ability of the claims?

The color is very long lasting and they have an interesting texture that’s like a powder and a cream but neither really. They’re made with pure pigments and oils and will never melt with the warmth of your skin because they don’t contain any waxes. You can literally use them for anything – obviously as eye shadow and liner, but the light shade is a great highlighter, and the red can be used for lip or blush with a little balm.

There’s also a little pouch to store the rollerballs, and a card with different inspirations as to how to blend them on your skin – but it’s foolproof. You can’t make a mess if you mix them all up.

Badger Beard Balm is perfect for the bearded gents in your life (is this everyone? beards are so trending). It is filled with good things such as vitamins A, D, E & F to keep his beard healthy, thicker and cleaner, as well as helping to relieve itchiness as it soothes the skin under the hair.

If you’re looking to get rid of this beard, maybe this is not the right angle for your gifting

Further, no one wants to cuddle with a dirty beard – who knows, maybe you already are and are dying for a nice way to help this problem of yours his. Beard Wash made by Beard Buddy. Started in 2011 in California, all Beard Buddy products are hand crafted by beards for beards. Both founders have large beards of their own to tame, and wanted to do this with organic products – kudos, and cuddles, to them.

For Composer Drew Silva, Music is all About Embracing Life

By
ERIC
-
0

Find people with high expectations and a low tolerance for excuses. They’ll have higher expectations for you than you have for yourself. Don’t flatter yourself that this has much to do with you – this is just who they are. Don’t look for “nice” in these relationships. Look for trust.

Be fearless in front of them with your ideas as many times as they’ll let you

Beauty Dust is very pretty to look at and it tastes like nothing, which is great. Here is what it’s supposed to do: This ancient empiric formula expands beauty through alchemizing elements legendary for their youth preserving, fortifying and tonifying qualities. Glowing supple skin, lustrous shiny hair and twinkling bright eyes are holistically bestowed from the inside out.

I actually first read this as alkalizing meaning effecting pH level, and I was like, OK I guess I understand how that could positively effect your body, but alchemizing means turning elements to gold basically through magic. That lead me to research each ingredient because I know alchemy is not actually happening in my body when I eat this, since alchemy is not real.

In addition to loving beauty and taking care of myself, I also love opening people minds to other paths of self-care, and good marketing and I can honestly say that I use and personally love this product but I’m not sure for which reason.

I think it made me think about it more and really consider why I was choosing to add this to my routine

It poses an interesting question for me on the wellness category – will people be willing to buy in, or does eating something change your “sniff” test on the believe-ability of the claims?

The color is very long lasting and they have an interesting texture that’s like a powder and a cream but neither really. They’re made with pure pigments and oils and will never melt with the warmth of your skin because they don’t contain any waxes. You can literally use them for anything – obviously as eye shadow and liner, but the light shade is a great highlighter, and the red can be used for lip or blush with a little balm.

There’s also a little pouch to store the rollerballs, and a card with different inspirations as to how to blend them on your skin – but it’s foolproof. You can’t make a mess if you mix them all up.

Badger Beard Balm is perfect for the bearded gents in your life (is this everyone? beards are so trending). It is filled with good things such as vitamins A, D, E & F to keep his beard healthy, thicker and cleaner, as well as helping to relieve itchiness as it soothes the skin under the hair.

If you’re looking to get rid of this beard, maybe this is not the right angle for your gifting

Further, no one wants to cuddle with a dirty beard – who knows, maybe you already are and are dying for a nice way to help this problem of yours his. Beard Wash made by Beard Buddy. Started in 2011 in California, all Beard Buddy products are hand crafted by beards for beards. Both founders have large beards of their own to tame, and wanted to do this with organic products – kudos, and cuddles, to them.

Pixar Brings it’s Animated Movies to Life with Studio Music

By
ERIC
-
0

Find people with high expectations and a low tolerance for excuses. They’ll have higher expectations for you than you have for yourself. Don’t flatter yourself that this has much to do with you – this is just who they are. Don’t look for “nice” in these relationships. Look for trust.

Be fearless in front of them with your ideas as many times as they’ll let you

Beauty Dust is very pretty to look at and it tastes like nothing, which is great. Here is what it’s supposed to do: This ancient empiric formula expands beauty through alchemizing elements legendary for their youth preserving, fortifying and tonifying qualities. Glowing supple skin, lustrous shiny hair and twinkling bright eyes are holistically bestowed from the inside out.

I actually first read this as alkalizing meaning effecting pH level, and I was like, OK I guess I understand how that could positively effect your body, but alchemizing means turning elements to gold basically through magic. That lead me to research each ingredient because I know alchemy is not actually happening in my body when I eat this, since alchemy is not real.

In addition to loving beauty and taking care of myself, I also love opening people minds to other paths of self-care, and good marketing and I can honestly say that I use and personally love this product but I’m not sure for which reason.

I think it made me think about it more and really consider why I was choosing to add this to my routine

It poses an interesting question for me on the wellness category – will people be willing to buy in, or does eating something change your “sniff” test on the believe-ability of the claims?

The color is very long lasting and they have an interesting texture that’s like a powder and a cream but neither really. They’re made with pure pigments and oils and will never melt with the warmth of your skin because they don’t contain any waxes. You can literally use them for anything – obviously as eye shadow and liner, but the light shade is a great highlighter, and the red can be used for lip or blush with a little balm.

There’s also a little pouch to store the rollerballs, and a card with different inspirations as to how to blend them on your skin – but it’s foolproof. You can’t make a mess if you mix them all up.

Badger Beard Balm is perfect for the bearded gents in your life (is this everyone? beards are so trending). It is filled with good things such as vitamins A, D, E & F to keep his beard healthy, thicker and cleaner, as well as helping to relieve itchiness as it soothes the skin under the hair.

If you’re looking to get rid of this beard, maybe this is not the right angle for your gifting

Further, no one wants to cuddle with a dirty beard – who knows, maybe you already are and are dying for a nice way to help this problem of yours his. Beard Wash made by Beard Buddy. Started in 2011 in California, all Beard Buddy products are hand crafted by beards for beards. Both founders have large beards of their own to tame, and wanted to do this with organic products – kudos, and cuddles, to them.

Concert Shows Will Stream on Netflix, Amazon and Hulu this Year

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ERIC
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0

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iTunes is Now the Second Biggest Name in Music World Giants

By
ERIC
-
0

Find people with high expectations and a low tolerance for excuses. They’ll have higher expectations for you than you have for yourself. Don’t flatter yourself that this has much to do with you – this is just who they are. Don’t look for “nice” in these relationships. Look for trust.

Be fearless in front of them with your ideas as many times as they’ll let you

Beauty Dust is very pretty to look at and it tastes like nothing, which is great. Here is what it’s supposed to do: This ancient empiric formula expands beauty through alchemizing elements legendary for their youth preserving, fortifying and tonifying qualities. Glowing supple skin, lustrous shiny hair and twinkling bright eyes are holistically bestowed from the inside out.

I actually first read this as alkalizing meaning effecting pH level, and I was like, OK I guess I understand how that could positively effect your body, but alchemizing means turning elements to gold basically through magic. That lead me to research each ingredient because I know alchemy is not actually happening in my body when I eat this, since alchemy is not real.

In addition to loving beauty and taking care of myself, I also love opening people minds to other paths of self-care, and good marketing and I can honestly say that I use and personally love this product but I’m not sure for which reason.

I think it made me think about it more and really consider why I was choosing to add this to my routine

It poses an interesting question for me on the wellness category – will people be willing to buy in, or does eating something change your “sniff” test on the believe-ability of the claims?

The color is very long lasting and they have an interesting texture that’s like a powder and a cream but neither really. They’re made with pure pigments and oils and will never melt with the warmth of your skin because they don’t contain any waxes. You can literally use them for anything – obviously as eye shadow and liner, but the light shade is a great highlighter, and the red can be used for lip or blush with a little balm.

There’s also a little pouch to store the rollerballs, and a card with different inspirations as to how to blend them on your skin – but it’s foolproof. You can’t make a mess if you mix them all up.

Badger Beard Balm is perfect for the bearded gents in your life (is this everyone? beards are so trending). It is filled with good things such as vitamins A, D, E & F to keep his beard healthy, thicker and cleaner, as well as helping to relieve itchiness as it soothes the skin under the hair.

If you’re looking to get rid of this beard, maybe this is not the right angle for your gifting

Further, no one wants to cuddle with a dirty beard – who knows, maybe you already are and are dying for a nice way to help this problem of yours his. Beard Wash made by Beard Buddy. Started in 2011 in California, all Beard Buddy products are hand crafted by beards for beards. Both founders have large beards of their own to tame, and wanted to do this with organic products – kudos, and cuddles, to them.

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